Polk County property record for 644 Reggie Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,933 sqft · built 2024 |
| Lot Size | 0.105 acres (4,583 sqft) |
| Owner | Company Name on File |
| Last Sale | $293,000 (Jun 2024) |
| Tax Bill | $4,344 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-36-692300-001670 |
| Primary APN | 26-29-36-692300-001670 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,933 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 773 sqft |
| Upper Floors Area | 1,160 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,583 sqft (0.105 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 56 sqft |
| Street Address | 644 REGGIE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEACE CREEK RESERVE PB 197 PGS 5-15 LOT 167 |
| Legal Subdivision | PEACE CREEK RESERVE |
| Legal Block | 3 |
| Legal Lot Number | 167 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 14401 |
644 Reggie Rd is owned by a company that bought it in June 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12928 STEED TRACE LOOP, LITHIA, FL 33547-5140 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2026 | Warranty Deed, Transfer |
| Dec 30, 2025 | Intrafamily Transfer, Transfer |
| Jun 11, 2024 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on File |
| Deed Sale | Jun 11, 2024 · Amount on File |
| Deed Document Number | 2024134147 |
| Deed Book / Page | 13148 / 728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 16, 2026 |
| Property Address | 644 REGGIE RD, WINTER HAVEN, FL 33884 |
| Document Number | 0000038180 |
| Book / Page | 13883 / 1318 |
| Map Reference | MB 197 PG 5 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026038180 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12928 STEED TRACE LOOP, LITHIA, FL 33547-5140 |
| Name | Verified Name |
|---|---|
| Address | 12928 STEED TRACE LOOP, LITHIA, FL 33547-5140 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 30, 2025 |
| Property Address | 644 REGGIE RD, WINTER HAVEN, FL 33884 |
| Document Number | 0000302836 |
| Book / Page | 13825 / 1943 |
| Map Reference | MB 76 PG 27 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025302836 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12928 STEED TRACE LOOP, LITHIA, FL 33547-5140 |
| Name | Verified Name |
|---|---|
| Address | 12928 STEED TRACE LOOP, LITHIA, FL 33547-5140 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 11, 2024 |
| Property Address | 644 REGGIE RD, WINTER HAVEN, FL 33884 |
| Document Number | 0000134147 |
| Book / Page | 13148 / 728 |
| Map Reference | MB 197 PG 5 |
| Instrument Date | May 29, 2024 |
| Instrument | 2024134147 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,051.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 644 REGGIE ROAD, WINTER HAVEN, FL 33884 |
The 2025 property tax bill for 644 Reggie Rd was $4,344.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,493 (+0.06%) Land $46,000 Building $186,493 | $232,493 (+0.06%) Land $46,000 Building $186,493 | |
| 2025 | $4,344.00 | $232,357 Land $46,000 Building $186,357 | $232,357 Land $46,000 Building $186,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Reggie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Reggie Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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