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657 Red Pepper Loop, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 657 Red Pepper Loop, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,016 sqft · built 2003
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on Record
Last Sale$280,900 (Jun 2015)
Tax Bill$6,909 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-505-0000-0340

Property Details

APN / Parcel Number

Primary APN21-21-32-505-0000-0340
Alternative APN
  • 21322150500000340

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,016 sqft Living Area
Gross Area3,412 sqft
1st Floor Area1,364 sqft
Upper Floors Area1,652 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,800 sqft (0.248 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area16 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address657 RED PEPPER LOOP
CityCHULUOTA
StateFL
Zip32766-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 34 TRAILS UNIT 1 PB 62 PGS 59 - 64
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionTRAILS UNIT 1
Legal Tract505
Legal Lot Number34
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1000
Census Tract21206

Owner

Source: Seminole County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address657 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2015 · Amount on Record
Deed SaleJun 10, 2015 · Amount on Record
Prior SaleDec 22, 2014
Deed Document Number201562468
Deed Book / Page8485 / 303
Prior Transfer DateNov 18, 2014
Prior Transfer Doc0083870191
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateSep 11, 2026
Property Address657 RED PEPPER LOOP, CHULUOTA, FL 32766-6010
Document Number0000090678
Book / Page11110 / 394
Instrument DateSep 4, 2026
Instrument202690678
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 RED PEPPER LOOP, CHULUOTA, FL 32766-6010

Mortgage

Document Number0000090678,
DateSep 11, 2026
Book Page11110/394
Instrument202690678
Lender
NameFAIRWINDS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 10, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,909.00 (+17.38%)$474,407 (+5.99%) Land $107,000 Building $367,407$474,407 (+5.99%) Land $107,000 Building $367,407
2023$5,886.00 (+11.39%)$447,603 (+17.11%)$447,603 (+10.04%) Land $107,000 Building $340,603
2022$5,284.00$382,201$406,749 Land $87,000 Building $319,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2016–2026)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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