656 Red Pepper Loop, Chuluota (Oviedo), FL 32766 Property Records

Seminole County property record for 656 Red Pepper Loop, Chuluota, FL 32766

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,916 sqft · built 2004
Lot Size0.268 acres (11,681 sqft)
Owner2 Individuals on Record
Last Sale$223,000 (Apr 2004)
Tax Bill$6,510 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN21-21-32-505-0000-0700

Property Details

APN / Parcel Number

Primary APN21-21-32-505-0000-0700

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,916 sqft Living Area
1st Floor Area1,256 sqft
2nd Floor Area1,660 sqft
Upper Floors Area1,660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,681 sqft
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address656 RED PEPPER LOOP
CityCHULUOTA
StateFL
Zip32766-6011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 TRAILS UNIT 1 PB 62 PGS 59 - 64
Legal Range32E
Legal Township21S
Legal Section21
Legal SubdivisionTRAILS
Legal Tract505
Legal Lot Number70
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1003
Census Tract21206

Owner

Source: Seminole County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing AddressPO BOX 82402, BATON ROUGE, LA 70884-2402
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2004 · Amount on Record
Deed SaleApr 1, 2004 · Amount on Record
Deed Document Number0005277234
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address656 RED PEPPER LOOP, CHULUOTA, FL 32766-6011
Document Number0090130047
Book / Page009013 / 000047
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedNov 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5235 N DIXIE HWY #B2 OAKLAND PARK FL 333344078, B2, OAKLAND PARK, FL 33334-4078

Mortgage

Document Number0090130047
DateOct 25, 2017
Book Page009013/000047
Instrument107857
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 24, 2032

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,510.00 (+9.91%)$477,963 (+6.08%)$477,963 (+6.08%) Land $107,000 Building $370,963
2023$5,923.00 (+11.5%)$450,584 (+17.41%)$450,584 (+10.13%) Land $107,000 Building $343,584
2022$5,312.00$383,771$409,150 Land $87,000 Building $322,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims5 (2016–2026)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHULUOTA WATER SYSTEM
public/private · serves 3,863 people · EPA ID FL3590186
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Red Pepper Loop

Nearby Streets

Search Property Records by Address or Parcel Number