Seminole County property record for 645 Red Pepper Loop, Chuluota, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,353 sqft · built 2003 |
| Lot Size | 0.326 acres (14,203 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,240 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-32-505-0000-0370 |
| Primary APN | 21-21-32-505-0000-0370 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,353 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| 2nd Floor Area | 1,097 sqft |
| Upper Floors Area | 1,097 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,203 sqft |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 645 RED PEPPER LOOP |
|---|---|
| City | CHULUOTA |
| State | FL |
| Zip | 32766-6010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 TRAILS UNIT 1 PB 62 PGS 59 - 64 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | TRAILS |
| Legal Tract | 505 |
| Legal Lot Number | 37 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21206 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 645 RED PEPPER LOOP, CHULUOTA, FL 32766-6010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2007 |
| Deed Sale | May 29, 2007 |
| Prior Sale | May 12, 2005 |
| Deed Document Number | 2007078486 |
| Deed Book / Page | 06707 / 0885 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 645 RED PEPPER LOOP, CHULUOTA, FL 32766-6010 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 645 RED PEPPER LOOP, CHULUOTA, FL 32766-6010 |
| Document Number | 0101971192 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 10197/1192 |
| Instrument | 2022033957 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,240.00 (+23.9%) Homeowner's exemption | $340,975 (+26.62%) | $456,859 (+19.39%) Land $107,000 Building $349,859 |
| 2023 | $3,422.00 (+2.95%) Homeowner's exemption | $269,286 (+3.37%) | $382,662 (+11.05%) Land $107,000 Building $275,662 |
| 2022 | $3,324.00 Homeowner's exemption | $260,511 | $344,578 Land $87,000 Building $257,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 5 (2016–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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