657 Jocelyn Way, Encinitas, CA 92024 Property Records

San Diego County property record for 657 Jocelyn Way, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,122 sqft · built 2016
Lot Size0.214 acres (9,338 sqft)
Owner2 Individual Names on File
Last Sale$1,555,000 (Oct 2016)
Tax Bill$21,307 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN256-440-19-00

Property Details

APN / Parcel Number

Primary APN256-440-19-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,122 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area9,338 sqft (0.214 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address657 JOCELYN WAY
CityENCINITAS
StateCA
Zip92024-2487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 TR 015910
Legal SubdivisionENCINITAS TENTATIVE
Legal Tract015910
Legal Block1
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17605

Owner

Source: San Diego County records · APN 256-440-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address657 JOCELYN WAY, ENCINITAS, CA 92024-2487
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 18, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2016 · Amount on Record
Deed SaleOct 25, 2016 · Amount on Record
Deed Document Number2016573760
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address657 JOCELYN WAY, ENCINITAS, CA 92024-2487
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 JOCELYN WAY, ENCINITAS, CA 92024-2487

Mortgage

Document Number0000360745
DateMay 11, 2021
Instrument2021-0360745
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
Type Change DateMar 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.62%
IndexOther
Max Rate7.62%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address657 JOCELYN WAY, ENCINITAS, CA 92024-2487
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000588930
DateDec 18, 2017
Instrument2017-0588930
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 09, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,861,145 (+2%) Land $828,655 Building $1,032,490
2025$21,307.00 (+7.13%) Homeowner's exemption$1,824,653 (+4.04%) Land $812,407 Building $1,012,246
2023$19,888.00 (+1.07%) Homeowner's exemption$1,753,802 Land $780,861 Building $972,941
2022$19,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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