653 Jocelyn Way, Encinitas, CA 92024 Property Records

San Diego County property record for 653 Jocelyn Way, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,430 sqft · built 2016
Lot Size0.322 acres (14,023 sqft)
OwnerCompany Name on File
Last Sale$1,285,000 (Nov 2016)
Tax Bill$18,232 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN256-440-20-00

Property Details

APN / Parcel Number

Primary APN256-440-20-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,430 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area14,023 sqft (0.322 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address653 JOCELYN WAY
CityENCINITAS
StateCA
Zip92024-2487
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 20 TR 015910
Legal SubdivisionENCINITAS TENTATIVE
Legal Tract015910
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17605

Owner

Source: San Diego County records · APN 256-440-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address653 JOCELYN WAY, ENCINITAS, CA 92024-2487
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2022Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2016 · Amount on Record
Deed SaleNov 15, 2016 · Amount on Record
Deed Document Number2016620411
Last Transfer DateMay 25, 2018
Transfer Doc0000249943
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address653 JOCELYN WAY, ENCINITAS, CA 92024-2487
Transaction TypeMortgage
Record UpdatedJan 27, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 JOCELYN WAY, ENCINITAS, CA 92024-2487

Mortgage

Document Number0000026375
DateJan 19, 2022
Instrument2022-0026375
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address653 JOCELYN WAY, ENCINITAS, CA 92024-2487
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address653 JOCELYN WAY, ENCINITAS, CA 92024-2487

Mortgage

Document Number0000306524
DateApr 21, 2021
Instrument2021-0306524
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 20, 2018
Property Address653 JOCELYN WAY, ENCINITAS, CA 92024-2487
Document Number0000249943
Instrument DateMay 25, 2018
Instrument249943
Transaction TypeTransfer
Record UpdatedJun 29, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address653 JOCELYN WAY ENCINITAS CA 920242487, ENCINITAS, CA 92024-2487

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,556,278 (+2%) Land $868,903 Building $687,375
2025$18,232.00 (+8.03%) Homeowner's exemption$1,525,764 (+4.04%) Land $851,866 Building $673,898
2023$16,877.00 (+0.61%) Homeowner's exemption$1,466,519 Land $818,788 Building $647,731
2022$16,774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Ting Fiber
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Spectrum.

Based on FCC filings for 358 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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