San Diego County property record for 656 Jocelyn Way, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,502 sqft · built 2016 |
| Lot Size | 0.22 acres (9,576 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,656,000 (Jul 2021) |
| Tax Bill | $31,964 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-440-15-00 |
| Primary APN | 256-440-15-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,502 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 9,576 sqft (0.22 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 656 JOCELYN WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 TR 015910 |
| Legal Subdivision | TENTATIVE MAP 11-115 |
| Legal Tract | 015910 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 17605 |
Source: San Diego County records · APN 256-440-15-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 JOCELYN WAY, ENCINITAS, CA 92024-2488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 08, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Jan 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 30, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2021 · Amount on Record |
| Deed Sale | Jul 08, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 2021491654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 08, 2021 |
| Property Address | 656 JOCELYN WAY, ENCINITAS, CA 92024-2488 |
| Document Number | 0000491654 |
| Map Reference | MAP 15910 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021-0491654 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1584 SINGLETREE WAY, SAN JOSE, CA 95118-3304 |
| Document Number | 0000491655 |
|---|---|
| Date | Jul 08, 2021 |
| Instrument | 2021-0491655 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 01, 2028 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 656 JOCELYN WAY, ENCINITAS, CA 92024-2488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000009047 |
|---|---|
| Date | Jan 08, 2020 |
| Instrument | 2020-0009047 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2019 |
| Property Address | 656 JOCELYN WAY, ENCINITAS, CA 92024-2488 |
| Document Number | 0000430786 |
| Instrument Date | Sep 02, 2019 |
| Instrument | 430786 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,249.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 656 JOCELYN WAY ENCINITAS CA 920242488, ENCINITAS, CA 92024-2488 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,874,938 (+2%) Land $1,840,134 Building $1,034,804 | |
| 2025 | $31,964.00 (+6.89%) | $2,818,567 (+4.04%) Land $1,804,053 Building $1,014,514 |
| 2023 | $29,905.00 (+1.16%) | $2,709,120 Land $1,734,000 Building $975,120 |
| 2022 | $29,561.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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