Montgomery County property record for 657 E Main St, Mount Sterling, KY 40353 · Last verified January 2026
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Last Sale | $40,000 (Apr 1991) |
| Tax Bill | $375 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-80-10-011.00 |
| Primary APN | 23M-80-10-011.00 |
|---|---|
| Alternative APNs |
|
| Account Number | 653337 |
|---|---|
| Street Address | 657 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1239 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 657 & 659 E MAIN/MOB HOME & LOT |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 920201 |
Source: Montgomery County records · APN 23M-80-10-011.00
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3268 BLACKFORD PKWY, LEXINGTON, KY 40509-9058 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 1991 · Amount on Record |
| Deed Sale | Apr 01, 1991 · Amount on Record |
| Deed Document Number | 0000343849 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $375.00 (+0.81%) | $38,000 (-) | $38,000 (-) |
| 2023 | $372.00 | $38,000 | $38,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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