Montgomery County property record for 644 E Main St, Mount Sterling, KY 40353 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Company Name on File |
| Tax Bill | $197 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-80-11-001.00 |
| Primary APN | 23M-80-11-001.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 871 sqft (0.019 acres) |
|---|---|
| Lot Dimensions | 48 ft deep x 125 ft wide |
| Account Number | 650980 |
|---|---|
| Street Address | 644 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 644 E MAIN ST LOT ONLY |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 920202 |
Source: Montgomery County records · APN 23M-80-11-001.00
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 909, STANTON, KY 40380-0909 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000336818 |
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197.00 (+0.51%) | $20,000 (-) | $20,000 (-) |
| 2023 | $196.00 | $20,000 | $20,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211739202024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Machpelah Cemetery listed 1991 · 1 contributing resources · NRIS 91000427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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