Montgomery County property record for 656 E Main St, Mount Sterling, KY 40353 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft |
| Lot Size | 0.385 acres (16,800 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $304 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-80-11-006.00 |
| Primary APN | 23M-80-11-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| Basement Area | 526 sqft |
| Unfinished Basement | 526 sqft |
| Family Room | Family Room |
| Exterior Material | Other |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,800 sqft (0.385 acres) |
| Lot Dimensions | 210 ft deep x 80 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 192 sqft |
| Account Number | 10376 |
|---|---|
| Street Address | 656 E MAIN ST |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 656 E MAIN ST H & LOT |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 920202 |
Source: Montgomery County records · APN 23M-80-11-006.00
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 656 E MAIN ST, MOUNT STERLING, KY 40353-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Montgomery County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304.00 (+1%) | $28,000 (-) | $28,000 (-) |
| 2023 | $301.00 | $28,000 | $28,000 |
Source: FEMA National Flood Hazard Layer, Montgomery County (21173C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211739202024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Machpelah Cemetery listed 1991 · 1 contributing resources · NRIS 91000427 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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