657 E 12860 S, Draper, UT 84020 Property Records

Salt Lake County property record for 657 E 12860 S, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,068 sqft · built 1998
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$366,300 (Feb 2021)
Tax Bill	$3,319 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`28-31-229-014`

Property Details

APN / Parcel Number

Primary APN	`28-31-229-014`
Alternative APN	`28-31-229-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	1,392 sqft
Basement Area	1,428 sqft
Finished Basement	676 sqft
Unfinished Basement	752 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Porch	Covered Porch
Porch Area	76 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	657 E 12860 S
City	DRAPER
State	UT
Zip	84020-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1113
Legal Description	LOT 205, WHISPERWOOD COVE #2 SUB. 08099-1340 10663-3143 10748-0710
Legal Range	1E
Legal Township	3S
Legal Section	31
Legal Subdivision	WHISPERWOOD COVE #2 SUB
Legal Block	2
Legal Lot Number	205
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2024
Census Tract	112828

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	657 E 12860 S, DRAPER, UT 84020-8976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jan 25, 2019	Warranty Deed, Transfer COTTONWOOD TITLE
Apr 9, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	202113577181
Deed Book / Page	11124 / 5815
Transfer Doc	0000005815
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Feb 24, 2021
Property Address	657 E 12860 S, DRAPER, UT 84020-8976
Document Number	0013577181
Book / Page	11124 / 5815
Instrument Date	Feb 19, 2021
Instrument	13577181
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TRIDENT TITLE INSURANCE AGENCY, TRIDENT TITLE INSURANCE AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E 12860 S, DRAPER, UT 84020-8976

Mortgage

Document Number	0013577180
Date	Feb 24, 2021
Instrument	13577180

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Jan 25, 2019
Property Address	657 E 12860 S, DRAPER, UT 84020-8976
Document Number	0012923923
Book / Page	10748 / 0710
Instrument Date	Jan 23, 2019
Instrument	12923923
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 E 12860 S, DRAPER, UT 84020-8976

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Apr 9, 2018
Property Address	657 E 12860 S, DRAPER, UT 84020-8976
Document Number	0012749831
Book / Page	10663 / 3143
Instrument Date	Apr 9, 2018
Instrument	12749831
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	657 E 12860 S, DRAPER, UT 84020-8976

Mortgage

Document Number	0012749938
Date	Apr 9, 2018
Instrument	12749938

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Draper City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,319.00 (+2.41%)	$645,700 (+92.55%) Land $283,300 Building $362,400	$645,700 (+5.9%) Land $283,300 Building $362,400
2024	$3,241.00 (+0.81%)
2023	$3,215.00 (-4.85%) Homeowner's exemption	$335,335 Land $139,975 Building $195,360	$609,700 Land $254,500 Building $355,200
2022	$3,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERPRO INC private · serves 33,100 people · EPA ID UTAH18006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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