628 E 12860 S, Draper, UT 84020 Property Records

Salt Lake County property record for 628 E 12860 S, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,135 sqft · built 1994
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,800 (Sep 2016)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`28-31-228-012`

Property Details

APN / Parcel Number

Primary APN	`28-31-228-012`
Alternative APN	`28-31-228-012-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,135 sqft Living Area
Gross Area	4,281 sqft
1st Floor Area	1,635 sqft
Basement Area	1,635 sqft
Finished Basement	1,500 sqft
Unfinished Basement	135 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	916 sqft
Driveway	Concrete Driveway
Porch	Covered Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	628 E 12860 S
City	DRAPER
State	UT
Zip	84020-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1115
Legal Description	LOT 18, WHISPERWOOD COVE #1. 6998-0408 7442-1021 8381-4228 9179-2616 9324-6229 10131-2549 10274-1407
Legal Range	1E
Legal Township	3S
Legal Section	31
Legal Subdivision	WHISPERWOOD COVE #1
Legal Block	2
Legal Lot Number	18
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2010
Census Tract	112828

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 E 12860 S, DRAPER, UT 84020-8975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 18, 2021	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
May 5, 2017	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	201612356638
Deed Book / Page	10471 / 7302
Prior Transfer Date	Jul 8, 1996
Prior Transfer Doc	0006404585
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	628 E 12860 S, DRAPER, UT 84020-8975
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	SILK TITLE UTAH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013554379
Date	Feb 3, 2021
Book Page	11111/3043
Instrument	13554379

Lender

Name	BOX HOME LOANS
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	628 E 12860 S, DRAPER, UT 84020-8975
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012974968
Date	Apr 26, 2019
Book Page	10773/7701
Instrument	12974968

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	628 E 12860 S, DRAPER, UT 84020-8975
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013694214
Date	Jun 18, 2021
Book Page	11192/6934
Instrument	13694214

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	628 E 12860 S, DRAPER, UT 84020-8975
Document Number	0012531840
Book / Page	010555 / 008955
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	628 E 12860 S DRAPER UT 840208975, DRAPER, UT 84020-8975

Mortgage

Document Number	0012531840
Date	May 10, 2017
Book Page	010555/008955
Instrument	12531840

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	SALT LAKE CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Draper City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,552.00 Homeowner's exemption	$690,900 (+92.55%) Land $283,300 Building $407,600	$690,900 (+5.9%) Land $283,300 Building $407,600
2024	$3,552.00 (+3.26%)
2023	$3,440.00 (-5.44%) Homeowner's exemption	$358,820 Land $139,975 Building $218,845	$652,400 Land $254,500 Building $397,900
2022	$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERPRO INC private · serves 33,100 people · EPA ID UTAH18006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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