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657 Cloudbreak Ct, Charleston, SC 29412 Property Records

Charleston County property record for 657 Cloudbreak Ct, Charleston, SC 29412 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,722 sqft · built 2008
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (May 2010)
Tax Bill$2,745 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN343-16-00-078

Property Details

APN / Parcel Number

Primary APN343-16-00-078

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,722 sqft Living Area
1st Floor Area1,400 sqft
Upper Floors Area1,322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
TerrainHigh
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area440 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address657 CLOUDBREAK CT
CityCHARLESTON
StateSC
Zip29412-2763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -WOODLAND ACRES DESCRIPTION -LOT 10
Legal SubdivisionWOODLAND ACRES
Legal Lot Number10
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1057
Census Tract1901

Owner

Source: Charleston County records · APN 343-16-00-078

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address657 CLOUDBREAK CT, CHARLESTON, SC 29412-2763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2010 · Amount on Record
Deed SaleMay 06, 2010 · Amount on Record
Prior SaleMay 14, 2009 · Amount on Record
Deed Book / Page120 / 790
Last Transfer DateApr 16, 2021
Transfer Doc09900344
Record UpdatedJun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateMay 13, 2021
Property Address657 CLOUDBREAK CT, CHARLESTON, SC 29412-2763
Document Number09900344
Book / Page990 / 344
Map ReferenceMB EJ PG 481
Instrument DateApr 16, 2021
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address657 CLOUDBREAK CT, CHARLESTON, SC 29412-2763

Mortgage

Document Number990345
DateMay 13, 2021
Instrument990/345
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,745.00 (+5.29%)
2024$2,607.00 (+7.51%)$19,380 (-)
2022$2,425.00$19,380$529,000 (-) Land $99,900 Building $429,100
2020$529,000 Land $99,900 Building $429,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190019011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 301 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies301 in force
Nearby Flood Claims67 (1989–2024)
Claims Outside the SFHA10 of 67
Most Recent ClaimApr 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 8 claims
  • Hurricane Hugo, Sep 1989 · 27 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire LikelihoodAbout 1 in 629 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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