651 Cloudbreak Ct, Charleston, SC 29412 Property Records

Charleston County property record for 651 Cloudbreak Ct, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,408 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Feb 2015)
Tax Bill$2,603 (2024)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN343-16-00-077

Property Details

APN / Parcel Number

Primary APN343-16-00-077

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,408 sqft Living Area
1st Floor Area1,204 sqft
Upper Floors Area1,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleSplit Level
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area7,841 sqft (0.18 acres)
TerrainHigh
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address651 CLOUDBREAK CT
CityCHARLESTON
StateSC
Zip29412-2763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -WOODLAND ACRES DESCRIPTION -LOT 9
Legal SubdivisionWOODLAND ACRES
Legal Lot Number9
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1057
Census Tract1901

Owner

Source: Charleston County assessment roll, as of September 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address651 CLOUDBREAK CT, CHARLESTON, SC 29412-2763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 9, 2015 · Amount on Record
Deed SaleFeb 9, 2015 · Amount on Record
Prior SaleNov 14, 2006 · Amount on Record
Deed Document Number0000456263
Deed Book / Page0456 / 263
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address651 CLOUDBREAK CT, CHARLESTON, SC 29412-2763
Document Number0844/0464
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 CLOUDBREAK CT CHARLESTON SC 294122763, CHARLESTON, SC 29412-2763

Mortgage

Document Number0844/0464
DateMay 20, 2020
Book Page000844/000464
Lender
NameCAROLINA ONE MTG
TypeMortgage Company
AddressNORTH CHARLESTON, SC 29405
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,603.00 (+7.47%)$19,350 (-)
2022$2,422.00$19,350$483,800 (-) Land $99,600 Building $384,200
2020$483,800 Land $99,600 Building $384,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 301 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies301 in force
Nearby Flood Claims67 (1989–2024)
Claims Outside the SFHA10 of 67
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 10 claims
  • Severe Storms And Flooding, Oct 2015 · 8 claims
  • Hurricane Hugo, Sep 1989 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 77% of South Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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