Charleston County property record for 644 Cloudbreak Ct, Charleston, SC 29412 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,408 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $920,000 (2025) |
| Tax Bill | $3,889.00 (2025) |
Source: Charleston County records · APN 343-16-00-085
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Jul 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Jul 20, 2023 · Amount on Record |
| Prior Transfer Date | Nov 08, 2006 |
| Prior Transfer Doc | M605/0361 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Sep 18, 2025 |
| Property Address | 644 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Document Number | 0013380923 |
| Book / Page | 1338 / 923 |
| Map Reference | MB EJ PG 481 |
| Instrument Date | Sep 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,392.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 644 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Document Number | 0001338924 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 1338/924 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 20, 2023 |
| Property Address | 644 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Document Number | 0011920402 |
| Book / Page | 1192 / 402 |
| Map Reference | MB EJ PG 481 |
| Instrument Date | Jul 06, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,106.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 644 CLOUDBREAK CT, CHARLESTON, SC 29412-2763 |
| Document Number | 0001192404 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 1192/404 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,889.00 (-7.62%) | ||
| 2024 | $4,210.00 (+79.38%) | $32,400 (+73.17%) | |
| 2022 | $2,347.00 | $18,710 | $481,400 (-40.57%) Land $99,600 Building $381,800 |
| 2020 | $810,000 Land $160,000 Building $650,000 |
Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 59% of the US · above 77% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 629 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 343-16-00-085 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,408 sqft Living Area |
| 1st Floor | 1,204 sqft 1st Floor |
| Upper Floors | 1,204 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Total Buildings | 2 Total Buildings |
|---|---|
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Porch Area | 540 sqft Porch |
| Topography | High Topography |
| Heating System | Heat Pump Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 644 CLOUDBREAK CT |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-2763 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -WOODLAND ACRES DESCRIPTION -LOT 17 |
| Legal Subdivision | WOODLAND ACRES |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLESTON SC |
| Minor Civil Division | JAMES ISLAND |
| Census Blockgroup | 1 |
| Census Block | 1054 |
| Census Tract | 1901 |
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