657 Cindy Ln, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 657 Cindy Ln, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,684 sqft · built 1975
Lot Size	0.258 acres (11,205 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jul 2015)
Tax Bill	$6,793 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7-051-180`

Property Details

APN / Parcel Number

Primary APN	`7-051-180`
Alternative APNs	`68001350600002013000` `146800 135.06-2-13`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	982 sqft
2nd Floor Area	702 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	11,205 sqft (0.258 acres)
Lot Dimensions	135 ft deep x 82.5 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7-051-180
Street Address	657 CINDY LN
City	BUFFALO
State	NY
Zip	14224-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	MC-2350 SL-36 (FL-242) THOMAS HGTS S/D 82.5 X 135 (CORNER LOT)
Legal Subdivision	EBENEZER LANDS
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3009
Census Tract	11202

Owner

657 Cindy Ln is owned and occupied by an individual who bought it in July 2015.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	657 CINDY LN, BUFFALO, NY 14224-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Prior Sale	Nov 18, 2011 · Amount on File
Deed Document Number	2015149279
Deed Book / Page	11282 / 7955
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	657 CINDY LN, BUFFALO, NY 14224-2404
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 CINDY LN, BUFFALO, NY 14224-2404

Mortgage

Document Number	0140960407
Date	Jul 6, 2023
Book Page	14096/407
Instrument	2023114712

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 657 Cindy Ln was $6,793, up 98.7% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,793.00 (+98.74%)
2025	$3,418.00 (-48.74%)	$69,200 (-) Land $13,900 Building $55,300	$288,300 (+4.15%) Land $57,910 Building $230,390
2024	$6,668.00	$69,200 (-) Land $13,900 Building $55,300	$276,800 (+4%) Land $55,600 Building $221,200
2023		$69,200 Land $13,900 Building $55,300	$266,154 Land $53,462 Building $212,692
2019	$6,219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 657 Cindy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 657 Cindy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20