657 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 657 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,288 sqft · built 2001
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$317,000 (Sep 2021)
Tax Bill$3,216 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0049H151000

Property Details

APN / Parcel Number

Primary APN0049H151000
Alternative APNs
  • 0049H151
  • 22447

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,288 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions140 ft deep x 91 ft wide
Garage Area506 sqft
PorchSlab
Porch Area120 sqft
Deck Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number22447
Street Address657 CARDINAL RD
CityRINGGOLD
StateGA
Zip30736-4935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 151 THE MEADOWS PH 2
Legal SubdivisionTHE MEADOWS PH 2
Legal Phase2
Legal Lot Number151
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group4
Census Block4004
Census Tract30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9336 BRONZE BRANCH LN, APISON, TN 37302-7604
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleOct 22, 2004 · Amount on Record
Deed Document Number20212338
Deed Book / Page2173 / 499
Transfer Doc0015080145
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateSep 27, 2021
Property Address657 CARDINAL RD, RINGGOLD, GA 30736-4935
Document Number0021730499
Book / Page2173 / 499
Instrument DateSep 27, 2021
Instrument2021-002338
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9336 BRONZE BRANCH LN, APISON, TN 37302-7604

Mortgage

Document Number0021730000000501
DateOct 4, 2021
Book Page0000002173/0000000501
Instrument009753
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,216.00 (+23.27%)$169,380 (+45.32%) Land $15,000 Building $154,380$423,450 (+45.32%) Land $37,500 Building $385,950
2023$2,609.00 (+21.41%)$116,556 Land $15,000 Building $101,556$291,390 Land $37,500 Building $253,890
2022$2,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 83% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Ringgold Telephone Company
DSL
100 / 20

May also be available: T-Mobile.

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