626 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 626 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,311 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2026)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049H127000`

Property Details

APN / Parcel Number

Primary APN	`0049H127000`
Alternative APNs	`0049H127` `22423`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,311 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	144 ft deep x 90 ft wide
Garage Area	440 sqft
Porch	Patio
Porch Area	204 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22423
Street Address	626 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 127 THE MEADOWS PH 2
Legal Subdivision	THE MEADOWS PH 2
Legal Phase	2
Legal Lot Number	127
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4000
Census Tract	30202

Owner

Source: Catoosa County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	626 CARDINAL RD, RINGGOLD, GA 30736-4936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Warranty Deed, Transfer NEWREZ
Dec 27, 2019	Grant Deed, Transfer · FHA Mortgage GUILD MTG
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on Record
Deed Sale	Mar 9, 2026 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Book / Page	2435 / 733
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 9, 2026
Property Address	626 CARDINAL RD, RINGGOLD, GA 30736-4936
Document Number	0024350733
Book / Page	2435 / 733
Instrument Date	Mar 6, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CARDINAL RD, RINGGOLD, GA 30736-4936

Mortgage

Document Number	0002435736
Date	Mar 9, 2026
Instrument	2435/736

Lender

Name	NEWREZ

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 27, 2019
Property Address	626 CARDINAL RD, RINGGOLD, GA 30736-4936
Document Number	0020260558
Book / Page	002026 / 000558
Instrument Date	Dec 23, 2019
Instrument	8925
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CARDINAL RD RINGGOLD GA 307364936, RINGGOLD, GA 30736-4936

Mortgage

Document Number	20260560
Date	Dec 27, 2019
Book Page	002026/000560
Instrument	8926

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 27, 2019
Property Address	626 CARDINAL RD, RINGGOLD, GA 30736-4936
Document Number	0020260557
Book / Page	002026 / 000557
Instrument Date	Nov 21, 2019
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 CARDINAL RD RINGGOLD GA 307364936, RINGGOLD, GA 30736-4936

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00 (+58.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$185,924 (+31.15%) Land $15,000 Building $170,924	$464,810 (+31.15%) Land $37,500 Building $427,310
2023	$711.00 (-72.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$141,768 Land $15,000 Building $126,768	$354,420 Land $37,500 Building $316,920
2022	$2,619.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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