671 Cardinal Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 671 Cardinal Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,120 sqft · built 2001
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Sep 2020)
Tax Bill	$687 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0049H150000`

Property Details

APN / Parcel Number

Primary APN	`0049H150000`
Alternative APNs	`0049H150` `22446`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,120 sqft Heated Area
1st Floor Area	1,832 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	576 sqft
Porch	Patio
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22446
Street Address	671 CARDINAL RD
City	RINGGOLD
State	GA
Zip	30736-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 150 THE MEADOWS PH 2 PB 17 PG 108
Legal Subdivision	THE MEADOWS PH 2
Legal Phase	2
Legal Lot Number	150
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	4
Census Block	4004
Census Tract	30202

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	671 CARDINAL RD, RINGGOLD, GA 30736-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	20201997
Deed Book / Page	2079 / 591
Last Transfer Date	Jan 27, 2025
Transfer Doc	0023680396
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 18, 2020
Property Address	671 CARDINAL RD, RINGGOLD, GA 30736-4935
Document Number	0020790591
Book / Page	002079 / 000591
Instrument Date	Sep 15, 2020
Instrument	7527
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	671 CARDINAL RD RINGGOLD GA 307364935, RINGGOLD, GA 30736-4935

Mortgage

Document Number	20790593
Date	Sep 18, 2020
Book Page	002079/000593
Instrument	7528

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Nov 9, 2018
Property Address	671 CARDINAL RD, RINGGOLD, GA 30736-4935
Document Number	0019620750
Book / Page	001962 / 000750
Instrument Date	Nov 5, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	671 CARDINAL RD RINGGOLD GA 307364935, RINGGOLD, GA 30736-4935

Mortgage

Document Number	19620752
Date	Nov 9, 2018
Book Page	001962/000752

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$687.00 (-73.82%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$158,034 (+34.81%) Land $15,000 Building $143,034	$395,085 (+34.81%) Land $37,500 Building $357,585
2023	$2,624.00 (+21.03%)	$117,226 Land $15,000 Building $102,226	$293,064 Land $37,500 Building $255,564
2022	$2,168.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 83% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ringgold Telephone Company DSL	100 / 20

May also be available: T-Mobile.

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