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6568 Cluster Pine Ct, Waldorf, MD 20603 Property Records

Charles County property record for 6568 Cluster Pine Ct, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,706 sqft · built 2016
Lot Size0.203 acres (8,843 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Aug 2021)
Tax Bill$24,745 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-355145

Property Details

APN / Parcel Number

Primary APN06-355145
Alternative APN
  • 355145

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,706 sqft Living Area
Gross Area5,126 sqft
1st Floor Area1,670 sqft
Basement Area1,336 sqft
Finished Basement1,336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,843 sqft (0.203 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area290 sqft
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number355145
Street Address6568 CLUSTER PINE CT
CityWALDORF
StateMD
Zip20603-6706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 6 BLK F PH 3B PINEY GROVE ESTATES SUB
Legal SubdivisionPINEY GROVE ESTATES SUB
Legal Phase3B
Legal BlockF
Legal Lot Number6
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1003
Census Tract850710

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6568 CLUSTER PINE CT, WALDORF, MD 20603-6706
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed, Transfer · FHA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 2, 2020Quit Claim Deed, Transfer
TRUSTED TITLE SERVICES LLC, TRUSTED TITLE SVCS LLC
Jun 23, 2020Deed, Transfer · VA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleJun 23, 2020 · Amount on Record
Deed Book / Page11987 / 4
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateAug 4, 2021
Property Address6568 CLUSTER PINE CT, WALDORF, MD 20603-6706
Document Number0119870004
Book / Page11987 / 4
Map ReferenceMB 60 PG 18-22
Instrument DateJun 7, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6568 CLUSTER PINE CT, WALDORF, MD 20603-6706
InvestorPossibly a Property Investor

Mortgage

Document Number1198712
DateAug 4, 2021
Instrument11987/12
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLES MD
Recording DateOct 2, 2020
Property Address6568 CLUSTER PINE CT, WALDORF, MD 20603-6706
Document Number0113610094
Book / Page011361 / 000094
Instrument DateJul 29, 2020
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyTRUSTED TITLE SERVICES LLC, TRUSTED TITLE SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6568 CLUSTER PINE CT WALDORF MD 206036706, WALDORF, MD 20603-6706

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 23, 2020
Property Address6568 CLUSTER PINE CT, WALDORF, MD 20603-6706
Document Number0111880477
Book / Page11188 / 477
Map ReferenceMB 60 PG 18-22
Instrument DateApr 28, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyTRUSTED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,249.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty

Mortgage

Document Number11188482
DateJun 23, 2020
Instrument11188/482
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$649,900 (+20.91%)$687,100 (+19.39%) Land $125,200 Building $561,900
2025$24,745.00 (+168.53%)
2023$9,215.00$537,500$575,500 Land $125,200 Building $450,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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