Charles County property record for 6557 Cluster Pine Ct, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,462 sqft · built 2016 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Feb 2022) |
| Tax Bill | $20,687 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-355130 |
| Primary APN | 06-355130 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,462 sqft Living Area |
| Gross Area | 3,882 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 972 sqft |
| Finished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.147 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 76 sqft |
| Deck Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 355130 |
|---|---|
| Street Address | 6557 CLUSTER PINE CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-6706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 4 BLK I PH 3B PINEY GROVE ESTATES SUB |
| Legal Subdivision | PINEY GROVE ESTATES SUB |
| Legal Phase | 3B |
| Legal Block | I |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
6557 Cluster Pine Ct is owned and occupied by two individuals who bought it in February 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Feb 9, 2022 | Special Warranty Deed, Transfer · VA Mortgage PRESIDENTIAL BANK FSB |
| Feb 3, 2021 | Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2022 · Amount on File |
| Deed Sale | Feb 9, 2022 · Amount on File |
| Prior Sale | Feb 3, 2021 · Amount on File |
| Deed Book / Page | 12384 / 30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 0122610459 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 12261/459 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Feb 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 9, 2022 |
| Property Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 0123840030 |
| Book / Page | 12384 / 30 |
| Map Reference | MB 60 PG 18-22 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 0001238444 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 12384/44 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 3, 2021 |
| Property Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 0115890156 |
| Book / Page | 11589 / 156 |
| Map Reference | MB 60 PG 18-22 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6557 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 11589163 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 11589/163 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 6557 Cluster Pine Ct was $20,687 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,767 | $553,100 Land $125,100 Building $428,000 | |
| 2025 | $20,687.00 | ||
| 2023 | $7,638.00 (+50.03%) | $437,233 (+7.6%) | $468,100 (-) Land $125,100 Building $343,000 |
| 2022 | $5,091.00 | $406,367 | $468,100 Land $125,100 Building $343,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6557 Cluster Pine Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6557 Cluster Pine Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures