Charles County property record for 6553 Cluster Pine Ct, Waldorf, MD 20603
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 3,949 sqft · built 2016 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,017 (Jul 2016) |
| Tax Bill | $6,963 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-355131 |
| Primary APN | 06-355131 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,949 sqft Gross Area |
| 1st Floor Area | 1,133 sqft |
| Basement Area | 906 sqft |
| Finished Basement | 906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,360 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 355131 |
|---|---|
| Street Address | 6553 CLUSTER PINE CT |
| City | WALDORF |
| State | MD |
| Zip | 20603-6706 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RM |
| Legal Description | LOT 5 BLKI I PH IIIB PINEY GROVE ESTATES SUB |
| Legal Subdivision | PINEY GROVE ESTATES SUB |
| Legal Phase | II |
| Legal Block | I |
| Legal Lot Number | 5 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 850710 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6553 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Mar 28, 2017 | Deed of Trust, Mortgage · Line of Credit NRL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Deed Book / Page | 9449 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6553 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0129960359 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 12996/359 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Aug 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6553 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 6553 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 0117980325 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 11798/325 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6553 CLUSTER PINE CT, WALDORF, MD 20603-6706 |
| Document Number | 0097900378 |
| Book / Page | 009790 / 000378 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6553 CLUSTER PINE CT WALDORF MD 206036706, WALDORF, MD 20603-6706 |
| Document Number | 0097900378 |
|---|---|
| Date | Apr 22, 2017 |
| Book Page | 009790/000378 |
| Name | NRL FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 21, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,467 (+19.64%) | $552,800 (+18.17%) Land $125,100 Building $427,700 | |
| 2025 | $6,963.00 (-8.45%) | ||
| 2023 | $7,606.00 Homeowner's exemption | $438,367 | $467,800 Land $125,100 Building $342,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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