6565 86th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 6565 86th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,278 sqft · built 1997
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2021)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2021 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-39-29-00001-0100-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-29-00001-0100-00003.0`
Alternative APN	`39290`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 74 ft wide
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	420 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6565 86TH ST
City	VERO BEACH
State	FL
Zip	32967-2920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	WHITFIELDS SUBDIVISION PBUR 1 - 16 BLK J LOT 3
Legal Range	39E
Legal Township	31S
Legal Section	29
Legal Subdivision	WHITFIELD SUBDIVISION
Legal Block	J
Legal Lot Number	3
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3051
Census Tract	50805

Owner

6565 86th St is owned and occupied by an individual who bought it in August 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6565 86TH ST, VERO BEACH, FL 32967-2920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 6, 2021	Re-recorded Document
Jun 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Oct 13, 2009 · Amount on File
Deed Document Number	202156339
Deed Book / Page	3451 / 2082
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0034401369
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 6, 2021
Property Address	6565 86TH ST, VERO BEACH, FL 32967-2920
Document Number	0034512082
Book / Page	3451 / 2082
Map Reference	MB 168 PG 679
Instrument Date	Aug 2, 2021
Instrument	3120210056339
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8655 65TH DR, 8655, VERO BEACH, FL 32967-5043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 86TH ST, VERO BEACH, FL 32967-2920

Mortgage

Document Number	34512084
Date	Aug 6, 2021
Instrument	3451/2084

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 6, 2021
Property Address	6565 86TH ST, VERO BEACH, FL 32967-2920
Document Number	0034401369
Book / Page	3440 / 1369
Instrument Date	Jun 11, 2021
Instrument	3120210048362
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 MELROSE LN, 630, SEBASTIAN, FL 32958-4971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656586 ST, VERO BEACH, FL 32967

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 16, 2020
Property Address	6565 86TH ST, VERO BEACH, FL 32967-2920
Document Number	0033100337
Book / Page	003310 / 000337
Instrument Date	Jun 11, 2020
Instrument	33309
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656586 ST VERO BEACH FL 32967, VERO BEACH, FL 32967

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 20, 2017
Property Address	6565 86TH ST, VERO BEACH, FL 32967-2920
Document Number	0029952233
Book / Page	002995 / 002233
Instrument Date	Jan 10, 2017
Instrument	3458
Transaction Type	Transfer
Record Updated	Jan 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 MELROSE LN SEBASTIAN FL 329584971, SEBASTIAN, FL 32958-4971

Tax Assessment & Valuation

The 2025 property tax bill for 6565 86th St was $1,649 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 Homeowner's exemption	$127,013	$138,709 Land $18,713 Building $119,996
2023	$1,327.00 (+3.59%)	$119,839 (+3%)	$129,879 (+11.63%) Land $10,693 Building $119,186
2022	$1,281.00	$116,349 Land $6,416 Building $109,933	$116,349 Land $6,416 Building $109,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6565 86th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	53 (1999–2022)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Frances, Sep 2004 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6565 86th St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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