Indian River County property record for 6495 86th St, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,575 sqft · built 1971 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-29-00001-0100-00009.0 |
| Primary APN | 31-39-29-00001-0100-00009.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| 1st Floor Area | 1,575 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 105 ft deep x 100 ft wide |
| Garage Area | 351 sqft |
| Driveway | Driveway |
| Driveway Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Utility Building | 80 sqft |
| Account Number | 39293 |
|---|---|
| Street Address | 6495 86TH ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-6 |
| Legal Description | WHITFIELDS SUBDIVISION PBUR 1 - 16 BLK J LOT 9 |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 29 |
| Legal Subdivision | WHITFIELD SUBDIVISION |
| Legal Block | J |
| Legal Lot Number | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 50805 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6495 86TH ST, VERO BEACH, FL 32967-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6495 86TH ST, VERO BEACH, FL 32967-2909 |
| Document Number | 0031242302 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6495 86TH ST VERO BEACH FL 329672909, VERO BEACH, FL 32967-2909 |
| Document Number | 0031242302 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 003124/002302 |
| Instrument | 36529 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 1801 27TH ST, VERO BEACH, FL 32960-3388 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 13, 2028 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,610.00 (+21.45%) | $154,375 (+9.64%) Land $26,180 Building $128,195 | $154,375 (+9.64%) Land $26,180 Building $128,195 |
| 2023 | $2,149.00 (+9.59%) | $140,801 (+12.47%) Land $14,960 Building $125,841 | $140,801 (+12.47%) Land $14,960 Building $125,841 |
| 2022 | $1,961.00 | $125,185 Land $8,976 Building $116,209 | $125,185 Land $8,976 Building $116,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 53 (1999–2022) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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