6560 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 6560 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,400 sqft · built 1991
Lot Size	45.5 acres (1,985,900 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,429 (2026)
Flood Zone	Zone X (minimal risk)
APN	`1778417184`

Property Details

APN / Parcel Number

Primary APN	`1778417184`
Alternative APN	`38279`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Utility Room	Utility Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Stone
Roof Material	Metal
Lot Area	1,985,900 sqft (45.5 acres)
Garage Type	Attached
Garage Area	1,187 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	806 sqft
Porch	Patio
Porch Area	3,795 sqft
Lean-To	288 sqft
Pole Barn	2,160 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6618 NC 181
City	MORGANTON
State	NC
Zip	28655-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	CAMPGROUND OPTIMISTIC CAMPGROUND
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1041
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6810 FRONT ST, KEY WEST, FL 33040-6054
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,429.00 (-11.41%)	$1,108,939 (-12.18%) Land $485,324 Building $623,615	$1,108,939 (-12.18%) Land $485,324 Building $623,615
2025	$8,386.00 (+2.66%)	$1,262,773 (-) Land $485,324 Building $777,449	$1,262,773 (-) Land $485,324 Building $777,449
2023	$8,169.00	$1,262,773 Land $485,324 Building $777,449	$1,262,773 Land $485,324 Building $777,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000