6214 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 6214 NC 181, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,908 sqft · built 1997
Lot Size6.32 acres (275,735 sqft)
Owner2 Individual Names on Record
Tax Bill$2,982 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN1777770329

Property Details

APN / Parcel Number

Primary APN1777770329
Alternative APN
  • 50263

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,908 sqft Living Area
Gross Area3,584 sqft
1st Floor Area1,237 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area275,735 sqft (6.32 acres)
TerrainRolling
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area1,012 sqft
Deck Area788 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Old Parcel Number1777770329
Street Address6214 NC 181
CityMORGANTON
StateNC
Zip28655-7591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL MIXED USE DIST
Legal Description6214 NC 181 MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionUPPER CREEK
Census Block Group2
Census Block2000
Census Tract20204

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3890 SIMPSON CREEK AVE, MORGANTON, NC 28655-9728
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2006
Deed SaleJul 24, 2006
Deed Document Number2006010086
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address6214 NC 181, MORGANTON, NC 28655-7591
Transaction TypeMortgage
Record UpdatedApr 7, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address6214 NC 181, MORGANTON, NC 28655-7591

Mortgage

Document Number0026760684
DateMar 31, 2023
Book Page2676/684
Instrument2023002783
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,982.00 (-0.86%)$450,120 (-) Land $41,217 Building $408,903$450,120 (-) Land $41,217 Building $408,903
2023$3,008.00$450,120 Land $41,217 Building $408,903$450,120 Land $41,217 Building $408,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on NC 181

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