6311 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 6311 NC 181, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,939 sqft · built 2017
Lot Size7.61 acres (331,492 sqft)
OwnerIndividual Name on File
Last Sale$48,000 (Jun 2008)
Tax Bill$2,829 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1777581094

Property Details

APN / Parcel Number

Primary APN1777581094
Alternative APN
  • 57470

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,939 sqft Living Area
1st Floor Area1,939 sqft
Basement Area1,923 sqft
Unfinished Basement1,923 sqft
FlooringWood
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area331,492 sqft (7.61 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area1,332 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6311 NC 181
CityMORGANTON
StateNC
Zip28655-7575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL MIXE
Legal Description6311 NC 181 MORGANTON, NC 28655
Legal SubdivisionSURVEY OF PROPERTY FOR LARRY SALE
JurisdictionBURKE NC
Township / Civil DivisionUPPER CREEK
Census Block Group1
Census Block1100
Census Tract20203

Owner

Source: Burke County records · APN 1777581094

Assessment roll updated September 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6311 NC 181, MORGANTON, NC 28655-7575
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2008 · Amount on Record
Deed SaleJun 11, 2008 · Amount on Record
Deed Document Number20087445
Deed Book / Page1771 / 593
Last Transfer DateNov 06, 2024
Transfer Doc0027750949
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateSep 15, 2021
Property Address6311 NC 181, MORGANTON, NC 28655-7575
Document Number0025700193
Book / Page2570 / 193
Map ReferenceMB 22 PG 239
Instrument DateSep 08, 2021
Instrument2021011015
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3636 HENDERSON MILL RD, 3636, MORGANTON, NC 28655-8713

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6311 181, MORGANTON, NC 28655

Mortgage

Document Number2021011016
DateSep 15, 2021
Instrument2021011016
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,829.00 (-0.6%)$431,090 (-) Land $55,835 Building $375,255$431,090 (-) Land $55,835 Building $375,255
2023$2,846.00$431,090 Land $55,835 Building $375,255$431,090 Land $55,835 Building $375,255

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims17 (2018–2024)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 15 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NC 181

Nearby Streets

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