656 S Rivershire Dr, Conroe, TX 77304 Property Records

Montgomery County property record for 656 S Rivershire Dr, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,044 sqft · built 1980
Lot Size	0.17 acres (7,397 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,645 (Aug 2022)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8345-02-25300`

Property Details

APN / Parcel Number

Primary APN	`8345-02-25300`
Alternative APN	`R148380`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,044 sqft Living Area
1st Floor Area	1,324 sqft
2nd Floor Area	720 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,397 sqft (0.17 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Patio Area	437 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 S RIVERSHIRE DR
City	CONROE
State	TX
Zip	77304-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	RIVERSHIRE 02, BLOCK 8, LOT 23
Legal Subdivision	RIVERSHIRE 02
Legal Block	8
Legal Lot Number	23
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1011
Census Tract	693303

Owner

Source: Montgomery County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 S RIVERSHIRE DR, CONROE, TX 77304-2737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage DO NO USE, CARRINGTON MORTGAGE SERVICES
Aug 31, 2022	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 6, 2020	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	2022108611
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 6, 2026
Property Address	656 S RIVERSHIRE DR, CONROE, TX 77304-2737
Document Number	0000084041
Instrument Date	Jul 13, 2026
Instrument	202684041
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 S RIVERSHIRE DR, CONROE, TX 77304-2737

Mortgage

Document Number	0000084041,
Date	Aug 6, 2026
Instrument	202684041

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2052

Interest

Rate	6.52%
Max Rate	-1%

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 31, 2022
Property Address	656 S RIVERSHIRE DR, CONROE, TX 77304-2737
Document Number	0000108611
Map Reference	CAB B SH 114A
Instrument Date	Aug 31, 2022
Instrument	2022108611
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6565 RIVERSHIRE DR, CONROE, TX 77304

Mortgage

Document Number	0000108612
Date	Aug 31, 2022
Instrument	2022108612

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 6, 2020
Property Address	656 S RIVERSHIRE DR, CONROE, TX 77304-2737
Document Number	0000128400
Map Reference	CAB B SH 114A
Instrument Date	Nov 6, 2020
Instrument	2020128400
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE CONROE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 S RIVERSHIRE DR, CONROE, TX 77304-2737

Mortgage

Document Number	0000128401
Date	Nov 6, 2020
Instrument	2020128401

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (-6.33%) Homeowner's exemption	$306,587 (+2.45%) Land $36,985 Building $269,602	$306,587 (+2.45%) Land $36,985 Building $269,602
2024	$4,237.00 (+1.19%) Homeowner's exemption	$299,259 (+1.03%) Land $36,985 Building $262,274	$299,259 (+1.03%) Land $36,985 Building $262,274
2023	$4,187.00 Homeowner's exemption	$296,220 Land $13,910 Building $282,310	$296,220 Land $13,910 Building $282,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Tropical Storm Imelda, Sep 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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