655 S Rivershire Dr, Conroe, TX 77304 Property Records

Montgomery County property record for 655 S Rivershire Dr, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,384 sqft · built 1980
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$292,453 (Apr 2022)
Tax Bill	$4,488 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`8345-02-03100`

Property Details

APN / Parcel Number

Primary APN	`8345-02-03100`
Alternative APN	`R148168`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,384 sqft Living Area
1st Floor Area	1,459 sqft
2nd Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	259 sqft
Canopy	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 S RIVERSHIRE DR
City	CONROE
State	TX
Zip	77304-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S834502 - RIVERSHIRE 02, BLOCK 1, LOT 31
Legal Subdivision	RIVERSHIRE 02
Legal Block	1
Legal Lot Number	31
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1010
Census Tract	693303

Owner

655 S Rivershire Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 S RIVERSHIRE DR, CONROE, TX 77304-4903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Vendor's Lien, Transfer · FHA Mortgage FIRST HOME BANK
Jul 24, 2019	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Jul 24, 2019 · Amount on File
Deed Document Number	202251693
Record Updated	Oct 29, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 22, 2022
Property Address	655 S RIVERSHIRE DR, CONROE, TX 77304-4903
Document Number	0000051693
Map Reference	CAB B SH 114A
Instrument Date	Apr 22, 2022
Instrument	2022051693
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 S RIVERSHIRE DR, CONROE, TX 77304-4903

Mortgage

Document Number	0000051694
Date	Apr 22, 2022
Instrument	2022051694

Lender

Name	FIRST HOME BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 24, 2019
Property Address	655 S RIVERSHIRE DR, CONROE, TX 77304-4903
Document Number	0000065516
Instrument Date	Jul 24, 2019
Instrument	65516
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	CHICAGO TITLE-CONROE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 S RIVERSHINE DR CONROE TX 77304, CONROE, TX 77304

Mortgage

Document Number	65517
Date	Jul 24, 2019
Instrument	65517

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 655 S Rivershire Dr was $4,488 with a homeowner's exemption, up 1.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,168 (-9.93%) Land $39,000 Building $264,168	$303,168 (-9.93%) Land $39,000 Building $264,168
2025	$4,488.00 (+1.47%) Homeowner's exemption	$336,606 (+8.58%) Land $39,000 Building $297,606	$336,606 (+8.58%) Land $39,000 Building $297,606
2024	$4,423.00 (-21.73%) Homeowner's exemption	$310,000 (+5.12%) Land $39,000 Building $271,000	$310,000 (+5.12%) Land $39,000 Building $271,000
2023	$5,651.00	$294,900 Land $13,990 Building $280,910	$294,900 Land $13,990 Building $280,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 S Rivershire Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Tropical Storm Imelda, Sep 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 S Rivershire Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Tachus Fiber Internet.

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