656 Northfork Dr, Berea, KY 40403 Property Records

Madison County property record for 656 Northfork Dr, Berea, KY 40403

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$183,500 (Oct 2020)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0072-016B-0049`

Property Details

APN / Parcel Number

Primary APN	`0072-016B-0049`
Alternative APNs	`101353` `138584` `68588`

Location & Zoning

Account Number	68588
Street Address	656 NORTHFORK DR
City	BEREA
State	KY
Zip	40403-8122
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	STONEY CREEK LOT 49 UNIT 1 BLK 1
Legal Subdivision	STONEY CREEK
Legal Block	1
Legal Lot Number	49
Legal Unit	1
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1034
Census Tract	10901

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	656 NORTHFORK DR, BEREA, KY 40403-8122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLANET HOME LENDING LLC
Feb 8, 2018	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Oct 30, 2020	Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC
Jul 12, 2018	Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	2014023231
Deed Book / Page	D00796 / 351
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	656 NORTHFORK DR, BEREA, KY 40403-8122
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2289/750
Date	Mar 28, 2024
Book Page	M2289/750
Instrument	2014196420

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	656 NORTHFORK DR, BEREA, KY 40403-8122
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01788/085
Date	Feb 8, 2018
Book Page	M01788/085
Instrument	2013971452

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	656 NORTHFORK DR, BEREA, KY 40403-8122
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2102/133
Date	Oct 19, 2021
Book Page	M2102/133
Instrument	2014059102

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 30, 2020
Property Address	656 NORTHFORK DR, BEREA, KY 40403-8122
Document Number	D00796/351
Book / Page	D00796 / 351
Map Reference	MB P28 PG 14
Instrument Date	Sep 18, 2020
Instrument	2014023231
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 PATRICK DR, CROSSVILLE, TN 38555-2981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NORTHFORK DR, BEREA, KY 40403-8122

Mortgage

Document Number	2014023232
Date	Oct 30, 2020
Instrument	2014023232

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 12, 2018
Property Address	656 NORTHFORK DR, BEREA, KY 40403-8122
Document Number	D00761/677
Book / Page	D00761 / 677
Map Reference	MB P28 PG14
Instrument Date	Jul 6, 2018
Instrument	2013978560
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 N 2ND ST, RICHMOND, KY 40475-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 N FORK DR, BEREA, KY 40403-8122

Mortgage

Document Number	2013978561
Date	Jul 12, 2018
Instrument	2013978561

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+9.77%) Homeowner's exemption	$204,000 (+11.17%)	$204,000 (+11.17%)
2023	$1,330.00 Homeowner's exemption	$183,500	$183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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