652 Northfork Dr, Berea, KY 40403 Property Records

Madison County property record for 652 Northfork Dr, Berea, KY 40403

Property Summary

Property TypeOther
OwnerIndividual Name on File
Last Sale$203,000 (Sep 2021)
Tax Bill$1,914 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0072-016B-0048

Property Details

APN / Parcel Number

Primary APN0072-016B-0048
Alternative APNs
  • 104717
  • 142035
  • 72197

Location & Zoning

Account Number72197
Street Address652 NORTHFORK DR
CityBEREA
StateKY
Zip40403-8122
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionSTONEY CREEK LOT 48 UNIT 1 BLK 1
Legal SubdivisionSTONEY CREEK
Legal Block1
Legal Lot Number48
Legal Unit1
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1034
Census Tract10901

Owner

Source: Madison County assessment roll, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address652 NORTHFORK DR, BEREA, KY 40403-8122
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Feb 8, 2018Deed of Trust, Mortgage
PEOPLES BANK & TRUST CO
Sep 8, 2021Deed, Transfer · USDA Mortgage
UNITED STATES OF AMERICA
Jul 3, 2018Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 8, 2021 · Amount on Record
Deed SaleSep 8, 2021 · Amount on Record
Prior SaleSep 8, 2021 · Amount on Record
Deed Document Number20212014051921
Deed Book / Page383 / 548
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address652 NORTHFORK DR, BEREA, KY 40403-8122
Transaction TypeMortgage
Record UpdatedFeb 2, 2024
Title CompanyNOT AVAILABLE, JETT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M01941/1
DateMay 21, 2020
Book PageM01941/1
Instrument2014012431
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address652 NORTHFORK DR, BEREA, KY 40403-8122
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document NumberM01788/081
DateFeb 8, 2018
Book PageM01788/081
Instrument2013971451
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressBEREA, KY 40403
Agreement
AmountAmount Recorded

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 8, 2021
Property Address652 NORTHFORK DR, BEREA, KY 40403-8122
Document Number0MC383/548
Book / PageMC383 / 548
Map ReferenceMB P28 PG 14
Instrument DateSep 3, 2021
Instrument2014051921
Transaction TypeTransfer
Record UpdatedFeb 2, 2024
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$203.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address311 S DOGWOOD DR, BEREA, KY 40403-9517

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 NORTHFORK DR, BEREA, KY 40403-8122

Mortgage

Document Number2014051924
DateSep 8, 2021
Instrument2014051924
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term397 Months
DueOct 1, 2054

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 3, 2018
Property Address652 NORTHFORK DR, BEREA, KY 40403-8122
Document NumberD00761/403
Book / PageD00761 / 403
Map ReferenceMB P28 PG14
Instrument DateJun 22, 2018
Instrument2013978173
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$163.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 N 2ND ST, RICHMOND, KY 40475-1408

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address652 N FORK DR, BEREA, KY 40403-8122

Mortgage

Document Number2013978174
DateJul 3, 2018
Instrument2013978174
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,914.00 (-2.79%)$203,000 (-)$203,000 (-)
2023$1,969.00$203,000$203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Northfork Dr

Nearby Streets

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