648 Northfork Dr, Berea, KY 40403 Property Records

Madison County property record for 648 Northfork Dr, Berea, KY 40403

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$158,000 (Aug 2019)
Tax Bill	$1,555 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0072-016B-0047`

Property Details

APN / Parcel Number

Primary APN	`0072-016B-0047`
Alternative APNs	`127262` `90116` `56887`

Location & Zoning

Account Number	56887
Street Address	648 NORTHFORK DR
City	BEREA
State	KY
Zip	40403-8122
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	STONEY CREEK LOT 47 UNIT 1 BLK 1
Legal Subdivision	STONEY CREEK
Legal Block	1
Legal Lot Number	47
Legal Unit	1
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1034
Census Tract	10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	648 NORTHFORK DR, BEREA, KY 40403-8122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2019	Deed, Transfer · Conventional Mortgage FORCHT BANK NA
Oct 29, 2018	Deed, Transfer · Conventional Mortgage KENTUCKY BANK
Feb 8, 2018	Deed, Transfer PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	2013997878
Deed Book / Page	D00777 / 671
Record Updated	Jun 8, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 29, 2019
Property Address	648 NORTHFORK DR, BEREA, KY 40403-8122
Document Number	D00777/671
Book / Page	D00777 / 671
Map Reference	MB 28 PG 14
Instrument Date	Aug 26, 2019
Instrument	2013997878
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36911 JEFFERSON CT APT 764, 764, FARMINGTON HILLS, MI 48335-1978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 NORTHFORK DR, BEREA, KY 40403-8122

Mortgage

Document Number	2013997879
Date	Aug 29, 2019
Instrument	2013997879

Lender

Name	FORCHT BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 29, 2018
Property Address	648 NORTHFORK DR, BEREA, KY 40403-8122
Document Number	D00766/213
Book / Page	D00766 / 213
Map Reference	MB28 PG14
Instrument Date	Oct 5, 2018
Instrument	2013983910
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 N 2ND ST, RICHMOND, KY 40475-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 N FRK, BEREA, KY 40403-8122
Investor	Possibly a Property Investor

Mortgage

Document Number	2013983911
Date	Oct 29, 2018
Instrument	2013983911

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 16, 2020

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 8, 2018
Property Address	648 NORTHFORK DR, BEREA, KY 40403-8122
Document Number	D00755/513
Book / Page	D00755 / 513
Map Reference	MB P28 PG14
Instrument Date	Feb 6, 2018
Instrument	2013971449
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 N 2ND ST, RICHMOND, KY 40475-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N 2ND ST, RICHMOND, KY 40475-1408
Investor	Possibly a Property Investor

Mortgage

Document Number	2013971454
Date	Feb 8, 2018
Instrument	2013971454

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,555.00 (+1.5%) Additional exemption filed	$165,000 (+4.43%)	$165,000 (+4.43%)
2023	$1,532.00	$158,000	$158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Northfork Dr

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