656 N Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 656 N Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,012 sqft · built 2018
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on File
Last Sale	$377,990 (Aug 2020)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`310-08-675`

Property Details

APN / Parcel Number

Primary APN	`310-08-675`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,012 sqft Living Area
1st Floor Area	749 sqft
2nd Floor Area	1,263 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,400 sqft (0.078 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	656 N BAY DR
City	GILBERT
State	AZ
Zip	85233-0003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	MCQUEEN LANDING MCR 1332-34
Legal Range	05E
Legal Township	01S
Legal Section	11
Legal Subdivision	MCQUEEN LANDING
Legal Lot Number	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3003
Census Tract	422309

Owner

656 N Bay Dr is owned and occupied by an individual who acquired it in October 2021.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	656 N BAY DR, GILBERT, AZ 85233-0003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Aug 25, 2020	Grant Deed, Transfer CALATLANTIC TITLE INC
Aug 25, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	0000783714
Last Transfer Date	Oct 27, 2021
Transfer Doc	0001157580
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2021
Property Address	656 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0001157580
Map Reference	MB 1332 PG 34
Instrument Date	Oct 27, 2021
Instrument	20211157580
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 N BAY DR, GILBERT, AZ 85233-0003

Mortgage

Document Number	0001157581
Date	Oct 27, 2021
Instrument	20211157581

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 25, 2020
Property Address	656 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0000783713
Instrument Date	Aug 1, 2020
Instrument	783713
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 25, 2020
Property Address	656 N BAY DR, GILBERT, AZ 85233-0003
Document Number	0000783714
Map Reference	MB 1332 PG 34
Instrument Date	Aug 1, 2020
Instrument	20200783714
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 N BAY DR, GILBERT, AZ 85233-0003

Mortgage

Document Number	0000783715
Date	Aug 25, 2020
Instrument	20200783715

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 656 N Bay Dr was $1,702.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,010	$430,100 Land $86,000 Building $344,100
2025	$1,702.00
2024		$44,680	$446,800 Land $89,300 Building $357,500
2023	$1,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 N Bay Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 656 N Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

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