651 N Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 651 N Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,242 sqft · built 2020
Lot Size	0.117 acres (5,131 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jul 2025)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`310-08-706`

Property Details

APN / Parcel Number

Primary APN	`310-08-706`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,242 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	1,482 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,131 sqft (0.117 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	651 N BAY DR
City	GILBERT
State	AZ
Zip	85233-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	MCQUEEN LANDING MCR 1332-34
Legal Range	05E
Legal Township	01S
Legal Section	11
Legal Subdivision	MCQUEEN LANDING
Legal Lot Number	34
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3004
Census Tract	422309

Owner

651 N Bay Dr is owned by an individual who bought it in July 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2568 E DESERT BROOM PL, CHANDLER, AZ 85286-2462
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 15, 2022	Intrafamily Transfer, Transfer NVR TITLE, NAVI TITLE AGENCY PLLC
Sep 30, 2020	Grant Deed, Transfer CALATLANTIC TITLE INC
Sep 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Dec 15, 2022 · Amount on File
Deed Document Number	20250418397
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	651 N BAY DR, GILBERT, AZ 85233-0002
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 N BAY DR, GILBERT, AZ 85233-0002

Mortgage

Document Number	0001174886
Date	Nov 1, 2021
Instrument	20211174886

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2025
Property Address	651 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000418397
Map Reference	MB 1148 PG 11
Instrument Date	Jul 14, 2025
Instrument	20250418397
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	651 N BAY DR, GILBERT, AZ 85233-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2568 E DESERT BROOM PL, CHANDLER, AZ 85286-2462
Investor	Possibly a Property Investor

Mortgage

Document Number	0000418398
Date	Jul 22, 2025
Instrument	20250418398

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 15, 2022
Property Address	651 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000892600
Map Reference	MB 1332 PG 34
Instrument Date	Dec 5, 2022
Instrument	20220892600
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	NVR TITLE, NAVI TITLE AGENCY PLLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1541 MERIDIAN DR APT 2102, 2102, IRVING, TX 75038-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	651 N BAY DR, GILBERT, AZ 85233-0002

Mortgage

Document Number	0000892601
Date	Dec 15, 2022
Instrument	20220892601

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 15, 2022
Property Address	651 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000892599
Map Reference	MB 1332 PG 34
Instrument Date	Nov 14, 2022
Instrument	20220892599
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	NVR TITLE, NAVI TITLE AGENCY PLLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1541 MERIDIAN DR APT 2102, 2102, IRVING, TX 75038-3243

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2020
Property Address	651 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000925389
Instrument Date	Sep 1, 2020
Instrument	925389
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 N BAY DR GILBERT AZ 852330002, GILBERT, AZ 85233-0002
Investor	Possibly a Property Investor

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 30, 2020
Property Address	651 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000925390
Map Reference	MB 1332 PG 34
Instrument Date	Sep 1, 2020
Instrument	20200925390
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	651 N BAY DR, GILBERT, AZ 85233-0002

Mortgage

Document Number	0000925391
Date	Sep 30, 2020
Instrument	20200925391

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 651 N Bay Dr was $1,903.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,060	$490,600 Land $98,100 Building $392,500
2025	$1,903.00
2024		$50,700	$507,000 Land $101,400 Building $405,600
2023	$1,845.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 651 N Bay Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 651 N Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

Nearby Properties on N Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures