653 N Bay Dr, Gilbert, AZ 85233 Property Records

Maricopa County property record for 653 N Bay Dr, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,046 sqft · built 2020
Lot Size	0.078 acres (3,400 sqft)
Owner	Individual Name on File
Last Sale	$529,900 (Jan 2024)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`310-08-705`

Property Details

APN / Parcel Number

Primary APN	`310-08-705`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	1,278 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	3,400 sqft (0.078 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	653 N BAY DR
City	GILBERT
State	AZ
Zip	85233-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	MCQUEEN LANDING MCR 1332-34
Legal Range	05E
Legal Township	01S
Legal Section	11
Legal Subdivision	MCQUEEN LANDING
Legal Lot Number	33
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3004
Census Tract	422309

Owner

653 N Bay Dr is owned by an individual who bought it in January 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	3253 E LOUISE DR, PHOENIX, AZ 85050-8250
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2024	Intrafamily Transfer, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Sep 29, 2020	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Sep 29, 2020	Grant Deed, Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Jan 23, 2024 · Amount on File
Deed Document Number	20240034379
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 23, 2024
Property Address	653 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000034379
Map Reference	MB 1332 PG 34
Instrument Date	Jan 17, 2024
Instrument	20240034379
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 LONGVIEW TRL, TRUSSVILLE, AL 35173-3645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3253 E LOUISE DR, PHOENIX, AZ 85050-8250

Mortgage

Document Number	0000034381
Date	Jan 23, 2024
Instrument	20240034381

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 23, 2024
Property Address	653 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000034380
Map Reference	MB 1332 PG 34
Instrument Date	Jan 17, 2024
Instrument	20240034380
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2020
Property Address	653 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000920243
Map Reference	MB 1332 PG 34
Instrument Date	Sep 1, 2020
Instrument	20200920243
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1665 W ALAMEDA DR # DR130, 1665, TEMPE, AZ 85282-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 N BAY DR, GILBERT, AZ 85233-0002

Mortgage

Document Number	0000920244
Date	Sep 29, 2020
Instrument	20200920244

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2020
Property Address	653 N BAY DR, GILBERT, AZ 85233-0002
Document Number	0000920242
Instrument Date	Sep 1, 2020
Instrument	920242
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	653 N BAY DR GILBERT AZ 852330002, GILBERT, AZ 85233-0002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 653 N Bay Dr was $2,065.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,660	$436,600 Land $87,300 Building $349,300
2025	$2,065.00
2024		$45,210 (+20.85%)	$452,100 (+20.85%) Land $90,400 Building $361,700
2023	$1,657.00 (+3.11%)	$37,410 Land $7,480 Building $29,930	$374,100 Land $74,800 Building $299,300
2022	$1,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 653 N Bay Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 653 N Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, WeLink Communications.

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