656 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 656 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,254 sqft · built 1991
Lot Size	0.94 acres (4,079 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2018)
Tax Bill	$7,757 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-692-34-00`

Property Details

APN / Parcel Number

Primary APN	`161-692-34-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,254 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,079 sqft (0.94 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	656 MOSAIC CIR
City	OCEANSIDE
State	CA
Zip	92057-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 TR 012486
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012486
Legal Block	1
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	18525

Owner

Source: San Diego County records · APN 161-692-34-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2018	Grant Deed, Transfer · Conventional Mortgage COMPASS FED'L S&L
Apr 05, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Prior Sale	Apr 17, 2013 · Amount on Record
Deed Document Number	2018113506
Prior Transfer Date	Mar 05, 2013
Prior Transfer Doc	0000238497
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 MOSAIC CIR, OCEANSIDE, CA 92057-6211

Mortgage

Document Number	0000518494
Date	Jul 21, 2021
Instrument	2021-0518494

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 22, 2018
Property Address	656 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Document Number	0000113506
Instrument Date	Mar 02, 2018
Instrument	113506
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 MOSAIC CIR OCEANSIDE CA 920576211, OCEANSIDE, CA 92057-6211

Mortgage

Document Number	113507
Date	Mar 22, 2018
Instrument	113507

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Document Number	0000165345
Instrument Date	Apr 05, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 MOSAIC CIR OCEANSIDE CA 920576211, OCEANSIDE, CA 92057-6211

Mortgage

Document Number	0000165345
Date	Apr 13, 2017
Instrument	165345

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$696,344 (+2%) Land $195,586 Building $500,758
2025	$7,757.00 (+8.55%)	$682,691 (+4.04%) Land $191,751 Building $490,940
2023	$7,146.00 (+0.25%)	$656,183 Land $184,306 Building $471,877
2022	$7,128.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 2,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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