San Diego County property record for 649 Mosaic Cir, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1992 |
| Lot Size | 0.125 acres (5,466 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,220,000 (Jun 2025) |
| Tax Bill | $13,231 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-692-23-00 |
| Primary APN | 161-692-23-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,254 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 5,466 sqft (0.125 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 649 MOSAIC CIR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-1 (Res) |
| Legal Description | LOT 23 TR 012486 |
| Legal Subdivision | RANCHO DEL ORO INDUST PARK |
| Legal Tract | 012486 |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 18525 |
Source: San Diego County records · APN 161-692-23-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 MOSAIC CIR, OCEANSIDE, CA 92057-6211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOX HOME LOANS |
| Apr 01, 2022 | Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2025 · Amount on Record |
| Deed Sale | Jun 06, 2025 · Amount on Record |
| Prior Sale | Apr 01, 2022 · Amount on Record |
| Deed Document Number | 2025151926 |
| Prior Transfer Date | Sep 20, 2001 |
| Prior Transfer Doc | 0000848598 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 649 MOSAIC CIR, OCEANSIDE, CA 92057-6211 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 649 MOSAIC CIR, OCEANSIDE, CA 92057-6211 |
| Document Number | 0000643189 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-0643189 |
| Name | BOX HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 01, 2022 |
| Property Address | 649 MOSAIC CIR, OCEANSIDE, CA 92057-6211 |
| Document Number | 0000142777 |
| Map Reference | MAP 12486 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022-0142777 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 649 MOSAIC CIR, OCEANSIDE, CA 92057-6211 |
| Document Number | 0000142778 |
|---|---|
| Date | Apr 01, 2022 |
| Instrument | 2022-0142778 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,244,400 (+6.6%) Land $963,900 Building $280,500 | |
| 2025 | $13,231.00 (+14.6%) | $1,167,320 (+9.81%) Land $742,840 Building $424,480 |
| 2023 | $11,545.00 (+127.31%) | $1,063,000 Land $676,000 Building $387,000 |
| 2022 | $5,079.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 2,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 543 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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