652 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 652 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,957 sqft · built 1991
Lot Size0.96 acres (4,194 sqft)
Owner2 Individual Names on File
Last Sale$902,000 (Nov 2023)
Tax Bill$10,359 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN161-692-33-00

Property Details

APN / Parcel Number

Primary APN161-692-33-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,957 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area4,194 sqft (0.96 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address652 MOSAIC CIR
CityOCEANSIDE
StateCA
Zip92057-6211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 TR 012486
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012486
Legal Block1
Legal Lot Number33
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1010
Census Tract18525

Owner

Source: San Diego County records · APN 161-692-33-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Grant Deed, Transfer · Conventional Mortgage
MISSION FCU
Jun 13, 2019Grant Deed, Transfer · VA Mortgage
FLAGSTAR BANK FSB
Feb 14, 2017Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleJun 13, 2019 · Amount on Record
Deed Document Number2023325719
Prior Transfer DateDec 05, 2014
Prior Transfer Doc0000551149
Record UpdatedSep 20, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 22, 2023
Property Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Document Number0000325719
Map ReferenceMAP 12486
Instrument DateNov 09, 2023
Instrument2023-0325719
Transaction TypeTransfer
Record UpdatedDec 07, 2023
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211

Mortgage

Document Number0000325720
DateNov 22, 2023
Instrument2023-0325720
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 13, 2019
Property Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Document Number0000231141
Map ReferenceMAP 12486
Instrument DateJun 06, 2019
Instrument2019-0231141
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211

Mortgage

Document Number0000231142
DateJun 13, 2019
Instrument2019-0231142
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 14, 2017
Property Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211
Document Number0000074481
Map ReferenceMAP12486
Instrument DateJan 31, 2017
Instrument2017-0074481
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY TITLE COMPANY S D

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address652 MOSAIC CIR, OCEANSIDE, CA 92057-6211

Mortgage

Document Number0000074482
DateFeb 14, 2017
Instrument2017-0074482
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$938,439 (+2%) Land $536,251 Building $402,188
2025$10,359.00 (+53.83%) Homeowner's exemption$920,039 (+47.19%) Land $525,737 Building $394,302
2023$6,734.00 (+0.28%) Homeowner's exemption$625,089 Land $357,194 Building $267,895
2022$6,715.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 2,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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