656 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 656 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,975 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
Owner2 Company Names on Record
Last Sale$316,434 (Sep 2021)
Tax Bill$4,298 (2025)
Deeds & MortgagesMay 2023 Second Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026581-1870

Property Details

APN / Parcel Number

Primary APN026581-1870

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,975 sqft Living Area
Gross Area2,416 sqft
1st Floor Area789 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area120 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address656 MEADOW RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description101/1-15 MEADOW RIDGE LOT 187 OR5359/209 & 5960/146(Q/C)
Legal Range28E
Legal Township05S
Legal Section33
Legal SubdivisionMEADOW RIDGE
Legal Block1
Legal Lot Number187
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address656 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3172
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 2, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Deed Document Number202196867
Deed Book / Page5359 / 209
Last Transfer DateJun 3, 2024
Transfer Doc0059600146
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address656 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3172
Transaction TypeMortgage
Record UpdatedJun 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3172

Mortgage

Document Number0057600006
DateMay 18, 2023
Book Page5760/6
Instrument2023038348
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMay 18, 2033

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 2, 2021
Property Address656 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3172
Document Number0053590209
Book / Page5359 / 209
Map ReferenceMB 101 PG 1-15
Instrument DateAug 31, 2021
Instrument2021096867
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,215.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3172

Mortgage

Document Number0005359211
DateSep 2, 2021
Instrument5359/211
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,826 (-0.99%) Land $80,000 Building $249,826$329,826 (-4.2%) Land $80,000 Building $249,826
2025$4,298.00 (+12.57%) Homeowner's exemption$333,112 (+5.99%)$344,274 (+6.63%) Land $90,000 Building $254,274
2024$3,818.00 (+1.98%)
2023$3,744.00 (+2.91%) Homeowner's exemption$314,295 (+3%)$322,870 (+5.81%) Land $86,000 Building $236,870
2022$3,638.00 Homeowner's exemption$305,141$305,141 Land $67,200 Building $237,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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