St. Johns County property record for 677 Meadow Ridge Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,864 sqft · built 2021 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,990 (Sep 2021) |
| Tax Bill | $5,037 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026581-0540 |
| Primary APN | 026581-0540 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 131 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 677 MEADOW RIDGE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101/1-15 MEADOW RIDGE LOT 54 OR5379/782 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 33 |
| Legal Subdivision | MEADOW RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 54 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20908 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 677 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 29, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 28, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 2021105634 |
| Deed Book / Page | 5379 / 782 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 677 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 677 MEADOW RIDGE DR, ST AUGUSTINE, FL 32092-3169 |
| Document Number | 0058860201 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 5886/201 |
| Instrument | 2024003473 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 677 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 677 MEADOW RIDGE DR, ST AUGUSTINE, FL 32092-3169 |
| Document Number | 0056070740 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 5607/740 |
| Instrument | 2022074125 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 28, 2021 |
| Property Address | 677 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169 |
| Document Number | 0053790782 |
| Book / Page | 5379 / 782 |
| Map Reference | MB 101 PG 1-15 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021105634 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 677 MEADOW RIDGE DR, ST AUGUSTINE, FL 32092-3169 |
| Document Number | 0005379784 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 5379/784 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,343 (-3.69%) Land $80,000 Building $256,343 | $336,343 (-3.69%) Land $80,000 Building $256,343 | |
| 2025 | $5,037.00 (+8.18%) | $349,235 (+6.71%) | $349,235 (+6.71%) Land $90,000 Building $259,235 |
| 2024 | $4,656.00 (+5.63%) | ||
| 2023 | $4,408.00 (+5%) | $327,285 (+5.71%) | $327,285 (+5.71%) Land $86,000 Building $241,285 |
| 2022 | $4,198.00 | $309,598 | $309,598 Land $67,200 Building $242,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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