645 Meadow Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 645 Meadow Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,861 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on Record
Last Sale$285,762 (Mar 2021)
Tax Bill$4,050 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN026581-0500

Property Details

APN / Parcel Number

Primary APN026581-0500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,861 sqft Living Area
Gross Area2,321 sqft
1st Floor Area1,861 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address645 MEADOW RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description101/1-15 MEADOW RIDGE LOT 50 OR5192/1427
Legal Range28E
Legal Township05S
Legal Section33
Legal SubdivisionMEADOW RIDGE
Legal Block1
Legal Lot Number50
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Deed Document Number202122376
Deed Book / Page5192 / 1427
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 1, 2021
Property Address645 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169
Document Number0051921427
Book / Page5192 / 1427
Map ReferenceMB 101 PG 1-15
Instrument DateFeb 26, 2021
Instrument2021022376
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,000.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 MEADOW RIDGE DR, SAINT AUGUSTINE, FL 32092-3169

Mortgage

Document Number0051921429
DateMar 1, 2021
Instrument5192/1429
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$323,200 (+2.7%)$336,938 (-3.69%) Land $80,000 Building $256,938
2025$4,050.00 (+12.69%) Homeowner's exemption$314,703 (+5.99%)$349,837 (+6.71%) Land $90,000 Building $259,837
2024$3,594.00 (+2.02%)
2023$3,523.00 (+2.95%) Homeowner's exemption$296,926 (+3%)$327,844 (+5.7%) Land $86,000 Building $241,844
2022$3,422.00 Homeowner's exemption$288,278$310,159 Land $67,200 Building $242,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies103 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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