1. Home
  2. California
  3. San Diego County
  4. El Cajon
  5. Live Oak Dr

656 Live Oak Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 656 Live Oak Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,857 sqft · built 1952
Lot Size0.216 acres (9,400 sqft)
OwnerTrust Name on File
Last Sale$141,000 (Feb 1986)
Tax Bill$4,107 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN487-372-11-00

Property Details

APN / Parcel Number

Primary APN487-372-11-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,857 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area9,400 sqft (0.216 acres)

Location & Zoning

Street Address656 LIVE OAK DR
CityEL CAJON
StateCA
Zip92020-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 22 TR 002755
Legal SubdivisionGROSSMONT TERRACE
Legal Tract002755
Legal Block2
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2012
Census Tract16000

Owner

656 Live Oak Dr is owner-occupied and held in a trust since October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address656 LIVE OAK DR, EL CAJON, CA 92020-5632
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Nov 2, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 1986 · Amount on File
Deed SaleFeb 27, 1986 · Amount on File
Prior SaleApr 11, 1984 · Amount on File
Deed Document Number198676678
Last Transfer DateOct 20, 2020
Transfer Doc0000683001
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 3, 2020
Property Address656 LIVE OAK DR, EL CAJON, CA 92020-5632
Document Number0000683001
Instrument DateOct 20, 2020
Instrument683001
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address656 LIVE OAK DR EL CAJON CA 920205632, EL CAJON, CA 92020-5632

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 2, 2020
Property Address656 LIVE OAK DR, EL CAJON, CA 92020-5632
Document Number0000680289
Map ReferenceMAP 2755
Instrument DateOct 20, 2020
Instrument2020-0680289
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 LIVE OAK DR, EL CAJON, CA 92020-5632

Mortgage

Document Number0000680290
DateNov 2, 2020
Instrument2020-0680290
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 656 Live Oak Dr was $4,107 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$286,360 (+2%) Land $111,694 Building $174,666
2025$4,107.00 Homeowner's exemption$280,746 Land $109,504 Building $171,242
2023$3,557.00 (-4.64%) Homeowner's exemption$269,846 Land $105,252 Building $164,594
2022$3,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Live Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Live Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Live Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures