648 Live Oak Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 648 Live Oak Dr, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 2,399 sqft · built 1952
Lot Size	0.237 acres (10,337 sqft)
Owner	Company Name on File
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-372-12-00`

Property Details

APN / Parcel Number

Primary APN	`487-372-12-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	2,399 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Multi-Family
Lot Area	10,337 sqft (0.237 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	648 LIVE OAK DR
City	EL CAJON
State	CA
Zip	92020-5632
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS-6
Legal Description	LOT 23 TR 002755
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002755
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2012
Census Tract	16000

Owner

648 Live Oak Dr, a residential property, is owned by a company that acquired it in June 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	648 LIVE OAK DR, EL CAJON, CA 92020-5632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 18, 2020
Transfer Doc	0000400356
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	648 LIVE OAK DR, EL CAJON, CA 92020-5632
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 LIVE OAK DR, EL CAJON, CA 92020-5632

Mortgage

Document Number	0000535199
Date	Jul 28, 2021
Instrument	2021-0535199

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 7, 2020
Property Address	648 LIVE OAK DR, EL CAJON, CA 92020-5632
Document Number	0000357687
Instrument Date	Jun 18, 2020
Instrument	357687
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	648 LIVE OAK DR EL CAJON CA 920205632, EL CAJON, CA 92020-5632

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 23, 2020
Property Address	648 LIVE OAK DR, EL CAJON, CA 92020-5632
Document Number	0000400356
Instrument Date	Jun 18, 2020
Instrument	400356
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 LIVE OAK DR EL CAJON CA 920205632, EL CAJON, CA 92020-5632

Tax Assessment & Valuation

The 2025 property tax bill for 648 Live Oak Dr was $3,349 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$220,896 (+2%) Land $35,075 Building $185,821
2025	$3,349.00 Homeowner's exemption	$216,566 Land $34,388 Building $182,178
2023	$3,190.00 (+3.2%) Homeowner's exemption	$208,157 Land $33,053 Building $175,104
2022	$3,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 648 Live Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Live Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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