649 Live Oak Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 649 Live Oak Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,745 sqft · built 1951
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Company Names on Record
Last Sale	$745,000 (Jun 2026)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`487-400-17-00`

Property Details

APN / Parcel Number

Primary APN	`487-400-17-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,745 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	649 LIVE OAK DR
City	EL CAJON
State	CA
Zip	92020-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 32 TR 002755
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002755
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	16000

Owner

Source: San Diego County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	657 LIVE OAK DR, EL CAJON, CA 92020-5631
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jun 9, 2026	Affidavit of Death of Trustee, Transfer
May 19, 2026	Affidavit of Death of Trustee, Transfer
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Deed Document Number	2026164543
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	0000164542
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2026
Property Address	649 LIVE OAK DR, EL CAJON, CA 92020-5631
Document Number	0000164543
Instrument Date	Jun 4, 2026
Instrument	2026164543
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$82,769.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	657 LIVE OAK DR, EL CAJON, CA 92020-5631

June 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2026
Property Address	649 LIVE OAK DR, EL CAJON, CA 92020-5631
Document Number	0000164542
Instrument Date	Jun 2, 2026
Instrument	2026164542
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 N 630 W, CLEARFIELD, UT 84015-9513

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2026
Property Address	649 LIVE OAK DR, EL CAJON, CA 92020-5631
Document Number	0000142938
Instrument Date	May 12, 2026
Instrument	2026142938
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	649 LIVE OAK DR, EL CAJON, CA 92020-5631

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	649 LIVE OAK DR, EL CAJON, CA 92020-5631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 LIVE OAK DR, EL CAJON, CA 92020-5631

Mortgage

Document Number	0000789876
Date	Dec 9, 2020
Instrument	2020-0789876

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$101,262 (+2%) Land $35,075 Building $66,187
2025	$1,612.00 (+4.13%) Homeowner's exemption	$99,278 (+4.04%) Land $34,388 Building $64,890
2023	$1,548.00 (+0.13%) Homeowner's exemption	$95,424 Land $33,053 Building $62,371
2022	$1,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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