656 Jacks Creek Rd, Escondido, CA 92027 Property Records

San Diego County property record for 656 Jacks Creek Rd, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,420 sqft · built 2002
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$462,000 (Nov 2003)
Tax Bill	$7,623 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225-741-01-00`

Property Details

APN / Parcel Number

Primary APN	`225-741-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,420 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	656 JACKS CREEK RD
City	ESCONDIDO
State	CA
Zip	92027-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 15 TR 013948
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013948
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	20110

Owner

656 Jacks Creek Rd is owned and occupied by two individuals who acquired it in April 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Apr 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2003 · Amount on File
Deed Sale	Nov 25, 2003 · Amount on File
Prior Sale	Jun 22, 2001 · Amount on File
Deed Document Number	20031414456
Last Transfer Date	Apr 17, 2019
Transfer Doc	0000148399
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	656 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Document Number	0000605955
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 JACKS CREEK RD ESCONDIDO CA 920275247, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	0000605955
Date	Dec 26, 2019
Instrument	605955

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	656 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Document Number	0000148399
Map Reference	MAP 13948
Instrument Date	Apr 17, 2019
Instrument	2019-0148399
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	0000148400
Date	Apr 24, 2019
Instrument	2019-0148400

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 656 Jacks Creek Rd was $7,623 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,972 (+2%) Land $290,031 Building $379,941
2025	$7,623.00 Homeowner's exemption	$656,837 Land $284,345 Building $372,492
2023	$7,290.00 (+1.33%) Homeowner's exemption	$631,333 Land $273,304 Building $358,029
2022	$7,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Jacks Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Jacks Creek Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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