628 Jacks Creek Rd, Escondido, CA 92027 Property Records

San Diego County property record for 628 Jacks Creek Rd, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 2002
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Jul 2011)
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-740-11-00`

Property Details

APN / Parcel Number

Primary APN	`225-740-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,903 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	628 JACKS CREEK RD
City	ESCONDIDO
State	CA
Zip	92027-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 11 TR 013948
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013948
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	20110

Owner

628 Jacks Creek Rd is owned and occupied by an individual who bought it in July 2011.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	628 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 11, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2011 · Amount on File
Deed Sale	Jul 6, 2011 · Amount on File
Prior Sale	May 15, 2001 · Amount on File
Deed Document Number	2011339628
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	628 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088701
Date	Mar 13, 2019
Instrument	2019-0088701

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 31, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	628 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	0000796366
Date	Dec 11, 2020
Instrument	2020-0796366

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	628 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	0000026064
Date	Jan 19, 2022
Instrument	2022-0026064

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jan 31, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 628 Jacks Creek Rd was $4,603 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$399,713 (+2%) Land $128,110 Building $271,603
2025	$4,603.00 Homeowner's exemption	$391,877 Land $125,599 Building $266,278
2023	$4,397.00 (+1.52%) Homeowner's exemption	$376,662 Land $120,723 Building $255,939
2022	$4,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Jacks Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Jacks Creek Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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