636 Jacks Creek Rd, Escondido, CA 92027 Property Records

San Diego County property record for 636 Jacks Creek Rd, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 2002
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$506,000 (Nov 2019)
Tax Bill	$6,524 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-740-12-00`

Property Details

APN / Parcel Number

Primary APN	`225-740-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,903 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	636 JACKS CREEK RD
City	ESCONDIDO
State	CA
Zip	92027-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 12 TR 013948
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	013948
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	20110

Owner

636 Jacks Creek Rd is owner-occupied and held in a trust since November 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 19, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FRONTWAVE CU
Oct 1, 2025	Intrafamily Transfer, Transfer
Nov 27, 2019	Grant Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	2019555453
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	0000702414
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	0000858669
Date	Dec 21, 2021
Instrument	2021-0858669

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2026
Property Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Document Number	0000046218
Map Reference	MAP 13948
Instrument Date	Feb 11, 2026
Instrument	2026-0046218
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	0000046219
Date	Feb 19, 2026
Instrument	2026-0046219

Lender

Name	FRONTWAVE CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2036

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2025
Property Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Document Number	0000273065
Map Reference	MAP 13948
Instrument Date	Sep 11, 2025
Instrument	2025-0273065
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2019
Property Address	636 JACKS CREEK RD, ESCONDIDO, CA 92027-5247
Document Number	0000555453
Instrument Date	Nov 6, 2019
Instrument	555453
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	636 JACKS CREEK RD ESCONDIDO CA 920275247, ESCONDIDO, CA 92027-5247

Mortgage

Document Number	555454
Date	Nov 27, 2019
Instrument	555454

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Mortgage

Document Number	555455,
Date	Nov 27, 2019
Instrument	555455

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 636 Jacks Creek Rd was $6,524, up 2.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$564,448 (+2%) Land $194,634 Building $369,814
2025	$6,524.00 (+2.11%)	$553,381 Land $190,818 Building $362,563
2024	$6,389.00 (+2.39%)
2023	$6,240.00 (+1.36%)	$531,894 Land $183,409 Building $348,485
2022	$6,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 636 Jacks Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Jacks Creek Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Jacks Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures