656 Herons Brook Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 656 Herons Brook Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,840 sqft · built 2017
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,929 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`859500036389`

Property Details

APN / Parcel Number

Primary APN	`859500036389`
Alternative APNs	`859536389` `20140562` `97035857` `97062510`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97062510
Street Address	656 HERONS BROOK DR
City	WHISPERING PINES
State	NC
Zip	28327-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HERONSBROOK LOT 34 WHISPERING PINES MUNI HERONS BROOK
Legal Lot Number	34
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK
Jun 3, 2019	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Jun 7, 2017	Warranty Deed, Transfer · VA Mortgage HOMEOWNERS MORTGAGE ENTERPRISES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023
Deed Sale	Feb 16, 2023
Prior Sale	Jun 3, 2019 · Amount on Record
Deed Document Number	20231904
Deed Book / Page	5974 / 52
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Feb 16, 2023
Property Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	0005974/52
Book / Page	5974 / 52
Map Reference	CAB 16 SL 435-436
Instrument Date	Jan 18, 2023
Instrument	2023001904
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2120 SUNSET AVE, DURHAM, NC 27705-3260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	2023001905
Date	Feb 16, 2023
Instrument	2023001905

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5312/19
Date	Apr 23, 2020
Book Page	5312/19
Instrument	2020006682

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 3, 2019
Property Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	5141/088
Book / Page	5141 / 088
Map Reference	CAB 16 SL 435&436
Instrument Date	May 13, 2019
Instrument	2019007752
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10955 N DELPHINUS ST, 10955, ORO VALLEY, AZ 85742-8460

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	2019007753
Date	Jun 3, 2019
Instrument	2019007753

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 7, 2017
Property Address	656 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	4826/135
Book / Page	4826 / 135
Map Reference	PL CAB 16 SL 435-436
Instrument Date	Jun 7, 2017
Instrument	2017008103
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1872, SOUTHERN PINES, NC 28388-1872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 HERONS BROOK DR, WHISPERING PINES, NC 28327-3500

Mortgage

Document Number	2017008104
Date	Jun 7, 2017
Instrument	2017008104

Lender

Name	HOMEOWNERS MORTGAGE ENTERPRISES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,929.00 (+4.27%)	$536,420 (-) Land $65,000 Building $471,420
2025	$3,768.00 (+2.2%)	$536,420 (-) Land $65,000 Building $471,420
2024			$536,420 (-) Land $65,000 Building $471,420
2023	$3,687.00	$536,420 Land $65,000 Building $471,420	$536,420 Land $65,000 Building $471,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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