Moore County property record for 645 Herons Brook Dr, Whispering Pines, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 2,670 sqft · built 2016 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $364,000 (Jan 2017) |
| Tax Bill | $3,796 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 859500039616 |
| Primary APN | 859500039616 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,670 sqft Living Area |
| 1st Floor Area | 1,949 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 28,750 sqft (0.66 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 97021759 |
|---|---|
| Street Address | 645 HERONS BROOK DR |
| City | WHISPERING PINES |
| State | NC |
| Zip | 28327-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HERONSBROOK LOT 19 WHISPERING PINES MUNI HERONS BROOK |
| Legal Subdivision | HERONSBROOK |
| Legal Lot Number | 19 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950506 |
Source: Moore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 HERONS BROOK DR, WHISPERING PINES, NC 28327-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2017 · Amount on Record |
| Deed Sale | Jan 19, 2017 · Amount on Record |
| Deed Document Number | 2017857 |
| Deed Book / Page | 4764 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | May 27, 2026 |
| Property Address | 645 HERONS BROOK DR, WHISPERING PINES, NC 28327-3502 |
| Document Number | 0000008042 |
| Book / Page | 6552 / 160 |
| Instrument Date | May 15, 2026 |
| Instrument | 20268042 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 HERONS BROOK DR, WHISPERING PINES, NC 28327-3502 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008042, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 6552/160 |
| Instrument | 20268042 |
| Name | FIRST NATIONAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 645 HERONS BROOK DR, WHISPERING PINES, NC 28327-3502 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5604/183 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 5604/183 |
| Instrument | 2021010128 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Jan 19, 2017 |
| Property Address | 645 HERONS BROOK DR, WHISPERING PINES, NC 28327-3502 |
| Document Number | 4764/334 |
| Book / Page | 4764 / 334 |
| Map Reference | CAB 16 SL 435 |
| Instrument Date | Jan 2, 2017 |
| Instrument | 2017000857 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1872, SOUTHERN PINES, NC 28388-1872 |
| Name | Verified Name |
|---|---|
| Address | 645 HERONS BROOK DR, WHISPERING PINES, NC 28327-3502 |
| Document Number | 2017000858 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2017000858 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Municipality | Whispering Pines Village |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,796.00 (+4.29%) | $518,260 (-) Land $65,000 Building $453,260 | |
| 2025 | $3,640.00 (+2.16%) | $518,260 (-) Land $65,000 Building $453,260 | |
| 2024 | $518,260 (-) Land $65,000 Building $453,260 | ||
| 2023 | $3,563.00 | $518,260 Land $65,000 Building $453,260 | $518,260 Land $65,000 Building $453,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2018–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
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