648 Herons Brook Dr, Whispering Pines (Carthage), NC 28327 Property Records

Moore County property record for 648 Herons Brook Dr, Whispering Pines, NC 28327

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,680 sqft · built 2015
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (May 2025)
Tax Bill	$3,725 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`859500036459`

Property Details

APN / Parcel Number

Primary APN	`859500036459`
Alternative APNs	`859536459` `20140563` `97053067`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,680 sqft Living Area
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97053067
Street Address	648 HERONS BROOK DR
City	WHISPERING PINES
State	NC
Zip	28327-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HERONSBROOK LOT 35 WHISPERING PINES MUNI HERONS BROOK
Legal Subdivision	HERONSBROOK
Legal Lot Number	35
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Dec 21, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage NFM INC
Oct 31, 2019	Warranty Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	20257416
Deed Book / Page	6354 / 500
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	SOLIDIFI TITLE CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	0006495/90
Date	Feb 20, 2026
Book Page	6495/90
Instrument	2026002507

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Dec 21, 2021
Property Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	005766/485
Book / Page	5766 / 485
Map Reference	CAB 16 SL 435&436
Instrument Date	Nov 29, 2021
Instrument	2021027473
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$964.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	2021027474
Date	Dec 21, 2021
Instrument	2021027474

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5363/517
Date	Jul 6, 2020
Book Page	5363/517
Instrument	2020011691

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Oct 31, 2019
Property Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503
Document Number	5218/536
Book / Page	5218 / 536
Map Reference	CAB 16 SL 435&436
Instrument Date	Oct 25, 2019
Instrument	2019016327
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 LIBERTY LN, 21, HANSCOM AFB, MA 01731-2674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 HERONS BROOK DR, WHISPERING PINES, NC 28327-3503

Mortgage

Document Number	2019016328
Date	Oct 31, 2019
Instrument	2019016328

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,725.00 (+4.28%)	$508,580 (-) Land $65,000 Building $443,580
2025	$3,572.00 (+2.17%)	$508,580 (-) Land $65,000 Building $443,580
2024			$508,580 (-) Land $65,000 Building $443,580
2023	$3,496.00	$508,580 Land $65,000 Building $443,580	$508,580 Land $65,000 Building $443,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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